16425 Upper Rd, Silverhill, AL 36576 Property Records

Baldwin County property record for 16425 Upper Rd, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,431 sqft · built 2016
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Aug 2022)
Tax Bill	$1,764 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-06-14-0-000-009`

Property Details

APN / Parcel Number

Primary APN	`47-06-14-0-000-009`
Alternative APNs	`394970` `370474` `23745`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,431 sqft Heated Area
1st Floor Area	2,431 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	570 ft deep x 305 ft wide
Garage Type	Carport
Garage Area	840 sqft
Carport	Carport
Carport Area	840 sqft
Parking Spaces	3 Parking Spaces
Pool Area	406 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	394970
Street Address	16425 UPPER RD
City	SILVERHILL
State	AL
Zip	36576-3578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	305.7' X 570' FM THE SW COR OF NW1/4 SEC 14 RUN E 40' TO THE E R/W OF CO HWY 55 TH N 1328.83' TH E 2019.56' FOR THE POB, TH C
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2098
Census Tract	10908

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16425 UPPER RD, SILVERHILL, AL 36576-3578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Oct 14, 2015 · Amount on Record
Deed Document Number	20222018135
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 24, 2020
Property Address	20643 EAST BLVD # A, A, SILVERHILL, AL 36576-3533
Document Number	0001807833
Instrument Date	Jan 24, 2020
Instrument	1807833
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20643 EAST BLVD #A SILVERHILL AL 365763533, A, SILVERHILL, AL 36576-3533

Mortgage

Document Number	1807834
Date	Jan 24, 2020
Instrument	1807834

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,764.00 (+6.72%) Homeowner's exemption
2025	$1,653.00 (+16.16%)	$54,780 (+15.62%) Land $13,920 Building $40,860	$552,200 (+16.6%) Land $140,300 Building $411,900
2023	$1,423.00 (+32.62%) Homeowner's exemption	$47,380 (+31.32%)	$473,600 (+31.26%) Land $99,800 Building $373,800
2022	$1,073.00 (+23.76%) Homeowner's exemption	$36,080	$360,800 Land $87,600 Building $273,200
2021	$867.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30