16424 Norman Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 16424 Norman Rd, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,041 sqft · built 1998
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Mar 1999)
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Nov 2021 Refinance Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`38-E-1-3`

Property Details

APN / Parcel Number

Primary APN	`38-E-1-3`
Alternative APN	`11445`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,041 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Garage Area	420 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11445
Street Address	16424 NORMAN RD
City	CULPEPER
State	VA
Zip	22701-7257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKEVIEW ESTATES LOT 3 PLAT DB 675/346
Legal Subdivision	LAKEVIEW ESTATE
Legal Lot Number	3
Jurisdiction	CULPEPER VA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2012
Census Tract	930202

Owner

16424 Norman Rd is owned and occupied by an individual who bought it in March 1999.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	16424 NORMAN RD, CULPEPER, VA 22701-7257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERIS BANK
Feb 18, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 1999 · Amount on File
Deed Sale	Mar 2, 1999 · Amount on File
Deed Book / Page	675 / 343
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	16424 NORMAN RD, CULPEPER, VA 22701-7257
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210010055
Date	Nov 22, 2021
Instrument	210010055

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.63%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CULPEPER VA
Property Address	16424 NORMAN RD, CULPEPER, VA 22701-7257
Document Number	170001560
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16424 NORMAN RD CULPEPER VA 227017257, CULPEPER, VA 22701-7257

Mortgage

Document Number	170001560
Date	Mar 28, 2017
Instrument	1560

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 27, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16424 Norman Rd was $1,978, up 0.1% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,978.00 (+0.05%)	$459,900 Land $118,800 Building $341,100	$459,900 Land $118,800 Building $341,100
2024	$1,977.00 (+3.78%)
2023	$1,905.00	$414,300 Land $83,800 Building $330,500	$414,300 Land $83,800 Building $330,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16424 Norman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16424 Norman Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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