16421 Arrowhead Trl, Clermont, FL 34711 Property Records

Lake County property record for 16421 Arrowhead Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1997
Lot Size	0.342 acres (14,903 sqft)
Owner	2 Individual Names on File
Last Sale	$136,700 (Feb 1997)
Tax Bill	$2,305 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0105-000-03300`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0105-000-03300`
Alternative APNs	`262223010500003300` `3749561`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,840 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,903 sqft (0.342 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3749561
Street Address	16421 ARROWHEAD TRL
City	CLERMONT
State	FL
Zip	34711-8176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ARROWHEAD PHASE 1 SUB LOT 33 PB 38 PGS 29-30 ORB 1498 PG 200 ORB 2607 PG 291
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	ARROWHEAD PHASE 1 SUB
Legal Tract	0105
Legal Lot Number	33
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2001
Census Tract	31321

Owner

16421 Arrowhead Trl is owned and occupied by two individuals who acquired it in June 2004.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
Jun 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 20, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 1, 2018	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 1997 · Amount on File
Deed Sale	Feb 24, 1997 · Amount on File
Deed Book / Page	1498 / 200
Last Transfer Date	Jun 17, 2004
Transfer Doc	0026070291
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176

Mortgage

Document Number	0066310708
Date	Nov 13, 2025
Book Page	6631/708
Instrument	2025139730

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176

Mortgage

Document Number	0057292395
Date	Jun 15, 2021
Book Page	5729/2395
Instrument	2021081960

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176

Mortgage

Document Number	0059022275
Date	Feb 24, 2022
Book Page	5902/2275
Instrument	2022025917

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176

Mortgage

Document Number	0061100688
Date	Mar 20, 2023
Book Page	6110/688
Instrument	2023031295

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050731809
Date	Mar 1, 2018
Book Page	5073/1809
Instrument	2018023753

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16421 ARROWHEAD TRL, CLERMONT, FL 34711-8176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054650356
Date	May 4, 2020
Book Page	5465/356
Instrument	2020049758

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,210 (+2.9%)	$353,911 (-) Land $100,000 Building $253,911
2025		$165,420 Land $100,000 Building $65,420	$353,911 Land $100,000 Building $253,911
2024	$2,305.00 (+11.51%)
2023	$2,067.00 (+11.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$156,080 (+3%)	$350,357 (+3.33%) Land $79,100 Building $271,257
2022	$1,861.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$151,540	$339,057 Land $67,800 Building $271,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16421 Arrowhead Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16421 Arrowhead Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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