16420 Garrett Rd, Harlingen, TX 78552 Property Records

Cameron County property record for 16420 Garrett Rd, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,536 sqft · built 2011
Lot Size	0.503 acres (21,917 sqft)
Owner	2 Individual Names on File
Last Sale	$231,900 (Nov 2020)
Tax Bill	$4,894 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`984268-0010-005000`

Property Details

APN / Parcel Number

Primary APN	`984268-0010-005000`
Alternative APN	`359690`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,536 sqft Living Area
Gross Area	3,026 sqft
1st Floor Area	2,536 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,917 sqft (0.503 acres)
Garage Type	Attached
Garage Area	490 sqft
Driveway	Concrete Driveway
Driveway Area	1,360 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16420 GARRETT RD
City	HARLINGEN
State	TX
Zip	78552-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 ROYAL VILLA ESTATES (C1-2876A & C1-2876B CCMR FILED 1-17-08)
Legal Subdivision	ROYAL VILLA ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	3
Census Block	3000
Census Tract	12002

Owner

16420 Garrett Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Cameron County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16420 GARRETT RD, HARLINGEN, TX 78552-2819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS REGIONAL BANK
Nov 2, 2020	Vendor's Lien, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Aug 16, 2017	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Deed Document Number	202040201
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	202040201
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	16420 GARRETT RD, HARLINGEN, TX 78552-2819
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16420 GARRETT RD, HARLINGEN, TX 78552-2819

Mortgage

Document Number	0202331086
Date	Aug 24, 2023
Instrument	2023-31086

Lender

Name	TEXAS REGIONAL BANK
Type	Bank
Address	MCALLEN, TX 78502

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 23, 2024

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Nov 2, 2020
Property Address	16420 GARRETT RD, HARLINGEN, TX 78552-2819
Document Number	202040201
Map Reference	CAB 1 SL 2876-A ,287
Instrument Date	Oct 30, 2020
Instrument	2020-40201
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SAN JACINTO TITLE SERVICES-HOLLY, SAN JACINTO TTL SVCS HARLING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16408 GARRETT RD, 16408, HARLINGEN, TX 78552-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16420 GARRETT RD, HARLINGEN, TX 78552-2819

Mortgage

Document Number	202040202
Date	Nov 2, 2020
Instrument	2020-40202

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Aug 16, 2017
Property Address	16420 GARRETT RD, HARLINGEN, TX 78552-2819
Document Number	22819/136
Book / Page	22819 / 136
Map Reference	CAB I PG 2876-A-2877
Instrument Date	Aug 14, 2017
Instrument	2017-00031914
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16408 GARRETT RD, HARLINGEN, TX 78552-2819

Mortgage

Document Number	201700031915
Date	Aug 16, 2017
Instrument	2017-00031915

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 16420 Garrett Rd was $4,894 with a homeowner's exemption.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,214 (+6.71%) Land $65,919 Building $342,295	$408,214 (+6.71%) Land $65,919 Building $342,295
2025	$4,894.00 Homeowner's exemption	$382,532 Land $56,985 Building $325,547	$382,532 Land $56,985 Building $325,547
2023	$5,130.00 Homeowner's exemption Additional exemption filed	$389,708 Land $56,985 Building $332,723	$389,708 Land $56,985 Building $332,723
2022	$5,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16420 Garrett Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Nearby Flood Policies	55 in force
Nearby Flood Claims	15 (2016–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16420 Garrett Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
RGV Communications Fixed Wireless	100 / 100

May also be available: Verizon.

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