1642 Pickens Cir, Baker, FL 32531 Property Records

Okaloosa County property record for 1642 Pickens Cir, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,627 sqft · built 2025
Lot Size	0.244 acres (10,635 sqft)
Owner	Individual Name on Record
Tax Bill	$138 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Feb 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-026-8678-9`

Property Details

APN / Parcel Number

Primary APN	`C56-001-026-8678-9`
Alternative APNs	`16-3N-24-0000-0003-0320` `24N316000000030320`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,627 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,627 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,635 sqft (0.244 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished/Open Porch
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1642 PICKENS CIR
City	BAKER
State	FL
Zip	32531-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR SE1/4 NW1/4 N90 FT E 120 FT TO R/W S ALG R/W 90FT W 107 FT TO POB AKA LOT 23 MILL CREEK EST #1
Legal Range	24W
Legal Township	03N
Legal Section	16
Legal Subdivision	MILL CREEK EST
Legal Block	3
Legal Lot Number	23
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2020
Census Tract	20101

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 PATCH AVE, CRESTVIEW, FL 32539-2205
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 18, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 14, 2025
Transfer Doc	0003737986
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1642 PICKENS CIR, BAKER, FL 32531-8446
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 PATCH AVE, CRESTVIEW, FL 32539-2205

Mortgage

Document Number	0003765485
Date	Jul 25, 2025
Instrument	3765485

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 18, 2025
Property Address	1642 PICKENS CIR, BAKER, FL 32531-8446
Document Number	0003737986
Instrument Date	Feb 14, 2025
Instrument	3737986
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1643 PICKENS CIR, BAKER, FL 32531-8447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 PATCH AVE, CRESTVIEW, FL 32539-2205

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 9, 2017
Property Address	PICKENS CIR, BAKER, FL 32531
Document Number	0033122625
Book / Page	003312 / 002625
Instrument Date	Aug 2, 2017
Instrument	3152794
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1643 PICKENS CIR BAKER FL 325318447, BAKER, FL 32531-8447

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$138.00 (+15.97%)	$12,836 (+17.71%) Land $12,836	$12,836 (+17.71%) Land $12,836
2023	$119.00 (+5.31%)	$10,905 (+7%) Land $10,905	$10,905 (+7%) Land $10,905
2022	$113.00	$10,192 Land $10,192	$10,192 Land $10,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CenturyLink.

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