1642 Cunningham Ln, Moorefield, WV 26836 Property Records

Hardy County property record for 1642 Cunningham Ln, Moorefield, WV 26836

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,652 sqft · built 1995
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on Record
Tax Bill	$224 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-265-0048.0011`

Property Details

APN / Parcel Number

Primary APN	`03-265-0048.0011`
Alternative APN	`16-03-265-0048.0011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,652 sqft Living Area
1st Floor Area	2,604 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	88,427 sqft (2.03 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1642 CUNNINGHAM LN
City	MOOREFIELD
State	WV
Zip	26836-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARAGE - AIRBNB
Legal Subdivision	03 91 0000-00 265 0048
Legal Block	11
Jurisdiction	HARDY WV
Township / Civil Division	OLD FIELDS
Census Block Group	3
Census Block	3014
Census Tract	970202

Owner

Source: Hardy County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1642 CUNNINGHAM LN, MOOREFIELD, WV 26836-8569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUMMIT COMMUNITY BANK
Apr 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SUMMIT COMMUNITY BANK
Dec 13, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance SUMMIT COMMUNITY BANK
Jul 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 26, 2018
Transfer Doc	000347/104
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	1642 CUNNINGHAM LN, MOOREFIELD, WV 26836-8569
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	329/724
Date	Apr 28, 2021
Book Page	329/724
Instrument	222985

Lender

Name	SUMMIT COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	1642 CUNNINGHAM LN, MOOREFIELD, WV 26836-8569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	312/261
Date	Apr 1, 2019
Book Page	312/261
Instrument	213593

Lender

Name	SUMMIT COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	1642 CUNNINGHAM LN, MOOREFIELD, WV 26836-8569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	310/584
Date	Dec 13, 2018
Book Page	310/584
Instrument	212478

Lender

Name	SUMMIT COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDY WV
Recording Date	Jul 26, 2018
Property Address	1642 CUNNINGHAM LN, MOOREFIELD, WV 26836-8569
Document Number	347/104
Book / Page	347 / 104
Instrument Date	Jul 26, 2018
Instrument	000000210868
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$224.00 (-77.76%)	$14,600 (-88.81%) Building $14,600	$219,000 (+0.74%) Land $30,400 Building $188,600
2023	$1,007.00	$130,440 Land $18,240 Building $112,200	$217,400 Land $30,400 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 51% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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