1642 Creech School Rd, Troy, MO 63379 Property Records

Lincoln County property record for 1642 Creech School Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,950 sqft · built 1900
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on File
Tax Bill	$1,633 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-70-35-000-000-013.002`

Property Details

APN / Parcel Number

Primary APN	`14-70-35-000-000-013.002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
Attic	Attic
Attic Area	564 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	348,480 sqft (8 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1642 CREECH SCHOOL RD
City	TROY
State	MO
Zip	63379-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.00 AC PT OF THE W1/2 SE1/4 SECT 35
Legal Range	01E
Legal Township	49N
Legal Section	30
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1009
Census Tract	810310

Owner

1642 Creech School Rd is owned and occupied by an individual who acquired it in October 2010.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1642 CREECH SCHOOL RD, TROY, MO 63379-5315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE COMMUNITY BANK
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2010
Deed Sale	Oct 25, 2010
Deed Document Number	20108987
Deed Book / Page	2165 / 967
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1642 CREECH SCHOOL RD, TROY, MO 63379-5315
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 CREECH SCHOOL RD RLD, TROY, MO 63379-5315

Mortgage

Document Number	002478/737
Date	Apr 27, 2022
Book Page	2478/737
Instrument	2022004475

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1642 CREECH SCHOOL RD, TROY, MO 63379-5315
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2466/82
Date	Jun 24, 2021
Book Page	2466/82
Instrument	2021008628

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 2, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1642 Creech School Rd was $1,633.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,063 (-) Land $3,652 Building $27,411
2025	$1,633.00	$31,063 Land $3,652 Building $27,411	$163,490 Land $19,220 Building $144,270
2023	$1,531.00 (+4.58%)	$28,711 Land $3,462 Building $25,249	$151,110 Land $18,220 Building $132,890
2022	$1,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1642 Creech School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1642 Creech School Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Creech School Rd

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