1642 Cono Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1642 Cono Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,372 sqft · built 1988
Lot Size	0.339 acres (14,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$681,500 (Jul 2006)
Tax Bill	$11,406 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`493-502-11-00`

Property Details

APN / Parcel Number

Primary APN	`493-502-11-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,372 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Lot Area	14,775 sqft (0.339 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1642 CONO DR
City	EL CAJON
State	CA
Zip	92020-7776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-14
Legal Description	LOT 11 TR 009926
Legal Subdivision	AVOCADO HIGHLANDS
Legal Tract	009926
Legal Block	1
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	15403

Owner

Source: San Diego County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1642 CONO DR, EL CAJON, CA 92020-7776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Sep 19, 2018	Trustee's Deed, Construction Loan · Line of Credit DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2006 · Amount on Record
Deed Sale	Jul 6, 2006 · Amount on Record
Prior Sale	Aug 28, 1996 · Amount on Record
Deed Document Number	2006477522
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2026
Property Address	1642 CONO DR, EL CAJON, CA 92020-7776
Document Number	0000297474
Instrument Date	Oct 6, 2026
Instrument	2026297474
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1642 CONO DR, EL CAJON, CA 92020-7776

Mortgage

Document Number	0000297474,
Date	Oct 14, 2026
Instrument	2026297474

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2018
Property Address	1642 CONO DR, EL CAJON, CA 92020-7776
Instrument Date	Sep 5, 2018
Instrument	391849
Transaction Type	Construction Loan
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1642 CONO DR EL CAJON CA 920207776, EL CAJON, CA 92020-7776

Mortgage

Document Number	0000391849
Date	Sep 19, 2018
Instrument	391849

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$931,262 (+2%) Land $546,596 Building $384,666
2025	$11,406.00 (+1.89%) Homeowner's exemption	$913,003 (+4.04%) Land $535,879 Building $377,124
2023	$11,194.00 (-0.04%) Homeowner's exemption	$877,552 Land $515,071 Building $362,481
2022	$11,199.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

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