1642 Cliff Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1642 Cliff Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,332 sqft · built 1966
Lot Size0.32 acres (13,920 sqft)
OwnerIndividual Name on Record
Tax Bill$7,856 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-154-00431900

Property Details

APN / Parcel Number

Primary APN01-154-00431900
Alternative APNs
  • 1-154-00431900
  • 15400431900

Interior

Full Baths3 Baths
Stories3 Stories
Building Area3,332 sqft Living Area
Gross Area3,909 sqft
1st Floor Area1,694 sqft
Utility Area320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area13,920 sqft (0.32 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area440 sqft
Deck Area521 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number15400431900
Street Address1642 CLIFF DR
CityEDGEWATER
StateMD
Zip21037-4924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS 168 169 CLOVERLEA
Legal SubdivisionCLOVERLEA
Legal Block2
Legal Lot Number168
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2020
Census Tract701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1642 CLIFF DR, EDGEWATER, MD 21037-4924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Deed, Transfer · Commercial Mortgage
LYNK INVESTMENTS LLC
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Apr 26, 2017Grant Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2024
Deed SaleJul 30, 2024
Prior SaleJan 10, 2024 · Amount on Record
Deed Book / Page40608 / 338
Record UpdatedOct 29, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJan 10, 2024
Property Address1642 CLIFF DR, EDGEWATER, MD 21037-4924
Document Number0401710219
Book / Page40171 / 219
Map ReferenceMB 7 FO 5
Instrument DateDec 6, 2023
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyPOWER TITLE GROUP LLC, PR TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35644 ARMY NAVY DR, MECHANICSVILLE, MD 20659-2993

Mortgage

Document Number0040171224
DateJan 10, 2024
Instrument40171/224
Lender
NameLYNK INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1642 CLIFF DR, EDGEWATER, MD 21037-4924
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0343240462
DateMar 17, 2020
Book Page34324/462
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateApr 26, 2017
Property Address1642 CLIFF DR, EDGEWATER, MD 21037-4924
Document Number0308700455
Book / Page030870 / 000455
Instrument DateApr 11, 2017
Transaction TypeTransfer
Record UpdatedJul 7, 2017
Title CompanyCERTIFIED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1642 CLIFF DR EDGEWATER MD 210374924, EDGEWATER, MD 21037-4924

Mortgage

Document Number308700463
DateApr 26, 2017
Book Page030870/000463
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$733,100 (+8.88%) Land $259,700 Building $473,400$733,100 (-) Land $259,700 Building $473,400
2025$7,856.00 (+8.81%)$673,333 (+21.58%)$733,100 (+32.38%) Land $259,700 Building $473,400
2024$7,220.00 (+19.4%)
2023$6,047.00$553,800 Land $197,300 Building $356,500$553,800 Land $197,300 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Nearby Flood Policies69 in force
Nearby Flood Claims3 (2003–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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