1642 Cedar Terrace Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 1642 Cedar Terrace Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,410 sqft · built 2008
Lot Size	0.977 acres (42,570 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (May 2018)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0062J-0C-002.00`

Property Details

APN / Parcel Number

Primary APN	`0062J-0C-002.00`
Alternative APN	`70714`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	1,930 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,570 sqft (0.977 acres)
Lot Width	190 ft Width
Porch	Porch
Porch Area	376 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	70714
Street Address	1642 CEDAR TERRACE DR
City	LANCASTER
State	SC
Zip	29720-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	49X80X162X190X200X17
Legal Subdivision	SECTION 1 OF CEDAR TERRACE SUBDIVISION
Legal Block	5
Legal Lot Number	5
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2018
Census Tract	11100

Owner

Source: Lancaster County records · APN 0062J-0C-002.00

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1642 CEDAR TERRACE DR, LANCASTER, SC 29720-8805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 22, 2018	Grant Deed, Transfer STATE EMPS FCU/NY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Oct 05, 2009 · Amount on Record
Deed Document Number	20187236
Deed Book / Page	1142 / 106
Prior Transfer Date	Dec 08, 2005
Prior Transfer Doc	0000001941
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1642 CEDAR TERRACE DR, LANCASTER, SC 29720-8805
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001340
Date	Feb 03, 2023
Book Page	4903/199
Instrument	2023001340

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1642 CEDAR TERRACE DR, LANCASTER, SC 29720-8805
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008459
Date	May 18, 2022
Book Page	4746/258
Instrument	2022008459

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	May 22, 2018
Property Address	1642 CEDAR TERRACE DR, LANCASTER, SC 29720-8805
Document Number	0000007236
Book / Page	001142 / 000106
Instrument Date	May 21, 2018
Instrument	7236
Transaction Type	Transfer
Record Updated	Jun 04, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$558.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1642 CEDAR TERRACE DR LANCASTER SC 297208805, LANCASTER, SC 29720-8805

Mortgage

Document Number	7237
Date	May 22, 2018
Book Page	003554/000241
Instrument	7237

Lender

Name	STATE EMPS FCU/NY
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00 (+9.47%)	$7,282 (+15%) Land $314 Building $6,968	$199,600 (+26.09%) Land $8,600 Building $191,000
2024	$971.00 (+0.41%)
2023	$967.00	$6,332 Land $344 Building $5,988	$158,300 Land $8,600 Building $149,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

Based on FCC filings for 42 locations within half a mile of this property.

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