1641 W 12th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 1641 W 12th St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,422 sqft · built 1980
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$441,000 (Jun 2019)
Tax Bill	$5,587 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`232-240-090-000`

Property Details

APN / Parcel Number

Primary APN	`232-240-090-000`
Alternative APNs	`232-240-09` `23145074`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	232-240-09
Street Address	1641 W 12TH ST
City	TRACY
State	CA
Zip	95376-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP B3 35-39 BLK 3 LOT 143
Legal Subdivision	ARNOLD PARK
Legal Block	4
Legal Lot Number	143
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4010
Census Tract	5308

Owner

1641 W 12th St is owned and occupied by two individuals who bought it in June 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1641 W 12TH ST, TRACY, CA 95376-3261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 17, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jun 14, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS
Nov 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Aug 3, 2012 · Amount on File
Deed Document Number	201962586
Prior Transfer Date	Apr 15, 1998
Prior Transfer Doc	0000061544
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1641 W 12TH ST, TRACY, CA 95376-3261
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 W 12TH ST, TRACY, CA 95376-3261

Mortgage

Document Number	0000115585
Date	Jul 9, 2021
Instrument	2021-115585

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1641 W 12TH ST, TRACY, CA 95376-3261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047075
Date	Apr 17, 2020
Instrument	2020-047075

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 14, 2019
Property Address	1641 W 12TH ST, TRACY, CA 95376-3261
Document Number	0000062586
Instrument Date	Jun 11, 2019
Instrument	62586
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1641 W 12TH ST TRACY CA 953763261, TRACY, CA 95376-3261

Mortgage

Document Number	62587
Date	Jun 14, 2019
Instrument	62587

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 14, 2017
Property Address	1641 W 12TH ST, TRACY, CA 95376-3261
Document Number	0000132848
Instrument Date	Nov 2, 2017
Instrument	132848
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1641 W 12TH ST TRACY CA 953763261, TRACY, CA 95376-3261

Tax Assessment & Valuation

The 2026 property tax bill for 1641 W 12th St was $5,587 with a homeowner's exemption.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,587.00 (-0.02%)
2025	$5,588.00 Homeowner's exemption	$491,940 Land $133,860 Building $358,080
2023	$5,065.00 (+2.1%) Homeowner's exemption	$472,839 Land $128,663 Building $344,176	$511,560
2022	$4,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1641 W 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1641 W 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Matrix Broadband.

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