1641 Summerdown Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1641 Summerdown Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,361 sqft · built 2013
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Mar 2023)
Tax Bill	$5,424 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249837-0110`

Property Details

APN / Parcel Number

Primary APN	`249837-0110`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,361 sqft Living Area
Gross Area	2,811 sqft
1st Floor Area	1,911 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	279 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1641 SUMMERDOWN WAY
City	SAINT JOHNS
State	FL
Zip	32259-6242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	49/3-8 JULINGTON CREEK PLANTATION PARCEL 76 LOT 11 OR5731/493
Legal Range	27E
Legal Township	04S
Legal Section	33
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 76
Legal Block	4
Legal Lot Number	11
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	4
Census Block	4005
Census Tract	20801

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1641 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-6242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 23, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	202323294
Deed Book / Page	5731 / 493
Prior Transfer Date	Jan 9, 2013
Prior Transfer Doc	0036771368
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 29, 2023
Property Address	1641 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-6242
Document Number	0057310493
Book / Page	5731 / 493
Map Reference	MB 49 PG 3-8
Instrument Date	Mar 16, 2023
Instrument	2023023294
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 HUCKLEBERRY TRL, SAINT JOHNS, FL 32259-4456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-6242

Mortgage

Document Number	0005731495
Date	Mar 29, 2023
Instrument	5731/495

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 23, 2020
Property Address	1641 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-6242
Document Number	0049701351
Book / Page	4970 / 1351
Map Reference	MB 49 PG 3-8
Instrument Date	Jun 19, 2020
Instrument	2020049006
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1924 STARBOARD WAY, 1924, SAINT JOHNS, FL 32259-6245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-6242

Mortgage

Document Number	0049701353
Date	Jun 23, 2020
Instrument	4970/1353

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,588 (+2.7%)	$414,382 (-11.21%) Land $100,000 Building $314,382
2025	$5,424.00 (+11.24%) Homeowner's exemption	$306,317 (+2.9%)	$466,705 (+4.81%) Land $100,000 Building $366,705
2024	$4,876.00 (+1.52%) Homeowner's exemption	$297,684 (-6.77%)	$445,297 (+0.92%) Land $103,000 Building $342,297
2023	$4,803.00 (+2.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$319,314 (+3%)	$441,248 (+5.89%) Land $98,000 Building $343,248
2022	$4,697.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$310,014	$416,692 Land $95,200 Building $321,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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