1641 SE 78th St, Runnells, IA 50237 Property Records

Polk County property record for 1641 SE 78th St, Runnells, IA 50237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2022
Lot Size	4.72 acres (205,690 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2021)
Tax Bill	$2,404 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220/00554-120-031`

Property Details

APN / Parcel Number

Primary APN	`220/00554-120-031`
Alternative APN	`782312426031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,680 sqft
Upper Floors Area	509 sqft
Basement Area	1,680 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	205,690 sqft (4.72 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	174 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1641 SE 78TH ST
City	RUNNELLS
State	IA
Zip	50237-2272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & PARCEL E BK 12931 PG 595 BEG NE COR LOT 9 THN N 5F SE 234.54F S 278.89F NW 234.54F N278.89F TO POB OUTLOT X SUNNY HILLS ESTATES PLAT 2
Legal Subdivision	SUNNY HILLS ESTATES PLAT 2
Legal Lot Number	16,9
Jurisdiction	POLK IA
Township / Civil Division	FOUR MILE
Census Block Group	1
Census Block	1072
Census Tract	10804

Owner

1641 SE 78th St is owned and occupied by two individuals who bought it in May 2021.

Source: Polk County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1641 SE 78TH ST, RUNNELLS, IA 50237-2272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Mar 2, 2012 · Amount on File
Deed Document Number	202151170
Deed Book / Page	18533 / 911
Prior Transfer Date	Feb 4, 2009
Prior Transfer Doc	0000052622
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Oct 5, 2026
Property Address	1641 SE 78TH ST, RUNNELLS, IA 50237-2272
Document Number	0000061153
Book / Page	20678 / 183
Instrument Date	Sep 28, 2026
Instrument	202661153
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 SE 78TH ST, RUNNELLS, IA 50237-2272

Mortgage

Document Number	0000061153,
Date	Oct 5, 2026
Book Page	20678/183
Instrument	202661153

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1641 SE 78TH ST, RUNNELLS, IA 50237-2272
Document Number	0000036762
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 SE 78TH ST RUNNELLS IA 502372272, RUNNELLS, IA 50237-2272

Mortgage

Document Number	0000036762
Date	Oct 22, 2019
Book Page	017555/000361
Instrument	36762

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 21, 2034

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1641 SE 78TH ST, RUNNELLS, IA 50237-2272
Document Number	0000007389
Book / Page	016578 / 000509
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 SE 78TH ST RUNNELLS IA 502372272, RUNNELLS, IA 50237-2272

Mortgage

Document Number	0000007389
Date	Jul 26, 2017
Book Page	016578/000509
Instrument	7389

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,900 Land $119,200 Building $249,700	$368,900 Land $119,200 Building $249,700
2024	$2,404.00
2023		$175,000 Land $85,800 Building $89,200	$175,000 Land $85,800 Building $89,200
2020	$2,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1641 SE 78th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1641 SE 78th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000

May also be available: Verizon.

Nearby Properties on SE 78th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures