1641 Picardy Cir, Clearwater, FL 33755 Property Records

Pinellas County property record for 1641 Picardy Cir, Clearwater, FL 33755

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1961
Lot Size	0.182 acres (7,906 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Jul 2020)
Tax Bill	$4,507 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-744-0746-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-744-0746-1`
Alternative APNs	`02-29-15-87966-004-0140` `291502879660040140` `152902879660040140` `R14003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,301 sqft
1st Floor Area	1,696 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2001
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,906 sqft (0.182 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R14003
Street Address	1641 PICARDY CIR
City	CLEARWATER
State	FL
Zip	33755-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET LAKE ESTATES UNIT 3 BLK D, LOT 14
Legal Range	15E
Legal Township	29S
Legal Section	2
Legal Subdivision	SUNSET LAKE ESTATES UNIT 3
Legal Tract	87966
Legal Block	D
Legal Lot Number	14
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1009
Census Tract	26701

Owner

1641 Picardy Cir is owned and occupied by two individuals who bought it in July 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1641 PICARDY CIR, CLEARWATER, FL 33755-1639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Jul 6, 2020	Warranty Deed, Transfer · FHA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I
May 15, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	May 15, 2019 · Amount on File
Deed Document Number	2020200420
Deed Book / Page	21066 / 2421
Prior Transfer Date	Jun 13, 2014
Prior Transfer Doc	0184410329
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1641 PICARDY CIR, CLEARWATER, FL 33755-1639
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 PICARDY CIR, CLEARWATER, FL 33755-1639

Mortgage

Document Number	0234272181
Date	Jan 21, 2026
Book Page	23427/2181
Instrument	2026015715

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 6, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 6, 2020
Property Address	1641 PICARDY CIR, CLEARWATER, FL 33755-1639
Document Number	0210662421
Book / Page	21066 / 2421
Map Reference	MB 54 PG 21
Instrument Date	Jun 30, 2020
Instrument	2020200420
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SYNERGY TITLE PARTNERS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	273 KERRY PL, 273, KINGSLAND, GA 31548-4841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 PICARDY CIR, CLEARWATER, FL 33755-1639

Mortgage

Document Number	0210662423
Date	Jul 6, 2020
Instrument	21066/2423

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 15, 2019
Property Address	1641 PICARDY CIR, CLEARWATER, FL 33755-1639
Document Number	0205400501
Book / Page	020540 / 000501
Instrument Date	May 9, 2019
Instrument	153727
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,977.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1641 PICARDY CIR CLEARWATER FL 337551639, CLEARWATER, FL 33755-1639

Mortgage

Document Number	205400503
Date	May 15, 2019
Book Page	020540/000503
Instrument	153728

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1641 Picardy Cir was $4,507 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,507.00 (+5.62%) Homeowner's exemption	$275,274	$382,372 Land $139,811 Building $242,561
2024	$4,267.00 (+1.81%)
2023	$4,191.00 (+3%) Homeowner's exemption	$259,724 (+3%)	$353,865 (+20.8%) Land $161,876 Building $191,989
2022	$4,069.00 Homeowner's exemption	$252,159	$292,939 Land $147,395 Building $145,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1641 Picardy Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (1979–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1641 Picardy Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Picardy Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures