1641 Patton Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1641 Patton Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 986 sqft · built 1956
Lot Size	0.211 acres (9,180 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (May 2020)
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Jun 2026 Transfer Dec 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-180-013`

Property Details

APN / Parcel Number

Primary APN	`8913-36-180-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft
Basement Area	986 sqft
Finished Basement	450 sqft
Unfinished Basement	986 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,180 sqft (0.211 acres)
Lot Dimensions	135 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1641 PATTON AVE
City	WATERLOO
State	IA
Zip	50702-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADD TO RUSSELL HEIGHTS LOT 13 BLK 10
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	SECOND ADD TO RUSSELL HEIGHTS
Legal Block	10
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1018
Census Tract	1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4817 WINGHAVEN DR, WATERLOO, IA 50701-8925
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 30, 2010	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK FSB
Jul 9, 2024	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	Dec 30, 2010 · Amount on Record
Deed Document Number	202020335
Last Transfer Date	Jun 5, 2026
Transfer Doc	0000008335
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 8, 2026
Property Address	1641 PATTON AVE, WATERLOO, IA 50702-2512
Document Number	0000008335
Instrument Date	Jun 5, 2026
Instrument	20268335
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4817 WINGHAVEN DR, WATERLOO, IA 50701-8925

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1641 PATTON AVE, WATERLOO, IA 50702-2512
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011013161
Date	Dec 30, 2010
Instrument	2011013161

Lender

Name	LIBERTY BANK FSB
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 9, 2024
Property Address	1641 PATTON AVE, WATERLOO, IA 50702-2512
Document Number	0202417035
Instrument Date	Jul 9, 2024
Instrument	2024-17035
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.20
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4817 WINGHAVEN DR, WATERLOO, IA 50701-8925

Mortgage

Document Number	0202417036
Date	Jul 9, 2024
Instrument	2024-17036

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 20, 2020
Property Address	1641 PATTON AVE, WATERLOO, IA 50702-2512
Document Number	202000020335
Instrument Date	Apr 27, 2020
Instrument	202000020335
Transaction Type	Transfer
Record Updated	Jul 24, 2024
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 PATTON AVE, WATERLOO, IA 50702-2512

Mortgage

Document Number	202000020336
Date	May 20, 2020
Instrument	202000020336

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	10.6%

Mortgage

Document Number	202000020337
Date	May 20, 2020
Instrument	202000020337

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2030

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,084.00 (+11.26%) Homeowner's exemption	$151,160 (+9.51%) Land $23,560 Building $127,600	$151,160 (+9.51%) Land $23,560 Building $127,600
2024	$2,772.00 (+24.08%)
2023		$138,030 (+24.86%) Land $23,560 Building $114,470	$138,030 (+24.86%) Land $23,560 Building $114,470
2022	$2,234.00 Homeowner's exemption	$110,550 Land $23,560 Building $86,990
2021			$110,550 Land $23,560 Building $86,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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