1641 Overhead Rd, Derby, NY 14047 Property Records

Erie County and Evans Town property record for 1641 Overhead Rd, Derby, NY 14047

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,944 sqft · built 2015
Lot Size2.2 acres (95,832 sqft)
OwnerIndividual Name on File
Tax Bill$8,029 (2026)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN005-0106000

Property Details

APN / Parcel Number

Primary APN005-0106000
Alternative APNs
  • 44892070000003013000
  • 144489 207.00-3-13

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,944 sqft Living Area
1st Floor Area1,206 sqft
Upper Floors Area738 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area95,832 sqft (2.2 acres)
Lot Width155 ft Width
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number005-0106000
Street Address1641 OVERHEAD RD
CityDERBY
StateNY
Zip14047-9714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.5AC
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block3
Legal Lot Number13.000
JurisdictionERIE NY
Township / Civil DivisionEVANS
Census Block Group4
Census Block4002
Census Tract15402

Owner

1641 Overhead Rd is owned and occupied by an individual who acquired it in December 2022.

Source: Erie County and Evans Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1641 OVERHEAD RD, DERBY, NY 14047-9714
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2022
Deed SaleDec 8, 2022
Prior SaleNov 24, 2010 · Amount on File
Deed Document Number2022228571
Deed Book / Page11411 / 5174
Prior Transfer DateAug 9, 2021
Prior Transfer Doc0114115174
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateDec 8, 2022
Property Address1641 OVERHEAD RD, DERBY, NY 14047-9714
Document Number0114115174
Book / Page11411 / 5174
Instrument DateAug 9, 2021
Instrument2022228571
Transaction TypeTransfer
Record UpdatedFeb 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address41 WASHINGTON ST, ANGOLA, NY 14006-1433

Transferred To (Grantee/Buyer)

NameVerified Name
Address1641 OVERHEAD RD, DERBY, NY 14047-9714

Mortgage

Document Number0140768353
DateDec 8, 2022
Instrument14076/8353
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term369 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1641 Overhead Rd was $8,029, up 97% from the year before.

Source: Erie County and Evans Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionEvans Town
Unified School DistrictEvans-Brant Central School District (Lake Shore) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,029.00 (+97.03%)
2025$4,075.00 (-46.82%)$186,300 (-) Land $18,000 Building $168,300$380,200 (+10.2%) Land $36,734 Building $343,466
2024$7,662.00$186,300 (-) Land $18,000 Building $168,300$345,000 (+7.41%) Land $33,333 Building $311,667
2023$186,300 Land $18,000 Building $168,300$321,200 Land $31,034 Building $290,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1641 Overhead Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1999–2022)
Claims Outside the SFHA4 of 6
Most Recent ClaimFeb 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1641 Overhead Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Overhead Rd

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