1641 N Main St, O Fallon, MO 63366 Property Records

St. Charles County property record for 1641 N Main St, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1958
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`332610A000`

Property Details

APN / Parcel Number

Primary APN	`332610A000`
Alternative APN	`2-0097-0469-00-0013.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	332610A000
Old Parcel Number	332610A000
Street Address	1641 N MAIN ST
City	O FALLON
State	MO
Zip	63366-4332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT SUR 469
Legal Range	03E
Legal Township	47N
Legal Subdivision	US SURV #469
Legal Lot Number	13
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3009
Census Tract	311801

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1641 N MAIN ST, O FALLON, MO 63366-4332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 18, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
May 17, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Feb 6, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 6, 2019	Loan Modification, Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018
Deed Sale	Dec 31, 2018
Prior Sale	Feb 16, 2012 · Amount on Record
Deed Document Number	20181231000725190
Deed Book / Page	5726 / 468
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1641 N MAIN ST, O FALLON, MO 63366-4332
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 N MAIN ST, O FALLON, MO 63366-4332

Mortgage

Document Number	0000041082
Date	Sep 18, 2025
Instrument	2025R-041082

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	475 Months
Due	Apr 1, 2065

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1641 N MAIN ST, O FALLON, MO 63366-4332
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 N MAIN ST, O FALLON, MO 63366-4332

Mortgage

Document Number	0000056829
Date	Oct 18, 2022
Instrument	2022R-056829

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Term	479 Months
Due	Sep 1, 2062

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1641 N MAIN ST, O FALLON, MO 63366-4332
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 N MAIN ST, O FALLON, MO 63366-4332

Mortgage

Document Number	2021R042571
Date	May 17, 2021
Instrument	2021R-042571

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Mar 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1641 N MAIN ST, O FALLON, MO 63366-4332
Document Number	0070391825
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 N MAIN ST O FALLON MO 633664332, O FALLON, MO 63366-4332

Mortgage

Document Number	0070391825
Date	Feb 26, 2019
Book Page	007039/001825
Instrument	84420

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	1641 N MAIN ST, O FALLON, MO 63366-4332
Document Number	0070391817
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 N MAIN ST O FALLON MO 633664332, O FALLON, MO 63366-4332

Mortgage

Document Number	0070391817
Date	Feb 26, 2019
Book Page	007039/001817
Instrument	84410

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Interest

Rate	5%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00	$31,020 (+4.67%)	$163,261 (+4.67%) Land $61,200 Building $102,061
2023		$29,635
2022			$155,975 Land $54,000 Building $101,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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