Bay County property record for 1641 Kaiser Tower Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,568 sqft · built 2020 |
| Lot Size | 4.93 acres (214,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jul 2026) |
| Tax Bill | $3,703 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-015-400-005-09 |
| Primary APN | 040-015-400-005-09 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Lot Area | 214,751 sqft (4.93 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1641 KAISER TOWER RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-7451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SE |
| Legal Description | COM N 04?43?45? E 1734.20 FT FROM SE SEC COR TO POB, TH N 86?47?05? W 803.64 FT TO ELY LI OF FAIRWAYS SUB, TH N 12?59?35? E |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 286200 |
1641 Kaiser Tower Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Bay County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1502 7 MILE RD, KAWKAWLIN, MI 48631-9777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CREDIT UNION |
| Nov 1, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on File |
| Deed Sale | Jul 7, 2026 · Amount on File |
| Deed Document Number | 20268941 |
| Prior Transfer Date | Jul 6, 2026 |
| Prior Transfer Doc | 0000008941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 7, 2026 |
| Property Address | 1641 KAISER TOWER RD, PINCONNING, MI 48650-7451 |
| Document Number | 0000008941 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20268941 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1502 7 MILE RD, KAWKAWLIN, MI 48631-9777 |
| Document Number | 0000008942, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20268942 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1641 KAISER TOWER RD, PINCONNING, MI 48650-7451 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1641 LAOSER TPWER RPAD, PINCONNING, MI 48650 |
| Document Number | 0000018394 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 202118394 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 19, 2051 |
The 2026 property tax bill for 1641 Kaiser Tower Rd was $3,703 with a homeowner's exemption, up 198.1% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,703.00 (+198.15%) Homeowner's exemption | $149,300 (+6.26%) | $298,600 (+6.26%) |
| 2025 | $1,242.00 Homeowner's exemption | $140,500 | $281,000 |
| 2023 | $106,900 | $213,800 | |
| 2022 | $3,241.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1641 Kaiser Tower Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1986–2020) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1641 Kaiser Tower Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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