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1641 Chatsworth Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1641 Chatsworth Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,677 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$418,000 (2022)
Tax Bill$4,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN042631017300012360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,677 sqft Heated Area
Gross Area2,447 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1641 CHATSWORTH CIR
CitySAINT CLOUD
StateFL
Zip34771-7685
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 236
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionLANCASTER PARK
Legal Phase2
Legal Tract173
Legal Lot Number236
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3026
Census Tract43700

Owner

Source: Osceola County records · APN 042631017300012360

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1641 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7685
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Jan 26, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Mar 05, 2020Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2022 · Amount on Record
Deed SaleMay 27, 2022 · Amount on Record
Prior SaleMar 05, 2020 · Amount on Record
Deed Doc Number2022084207
Deed Book / Page6222 / 2271
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 27, 2022
Property Address1641 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7685
Document Number0062222271
Book / Page6222 / 2271
Map ReferenceMB 27 PG 87-92
Instrument DateMay 26, 2022
Instrument2022084207
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanySMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,926.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1641 CHATSWORTH CIR, 1641, SAINT CLOUD, FL 34771-7685

Transferred To (Grantee/Buyer)

NameVerified Name
Address9958 TIVOLI VILLA DR, ORLANDO, FL 32829-8121

Mortgage

Document Number0062222273
DateMay 27, 2022
Instrument6222/2273
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1641 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7685
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1641 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7685

Mortgage

Document Number0058772503
DateJan 26, 2021
Book Page5877/2503
Instrument2021011613
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

March 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 05, 2020
Property Address1641 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7685
Document Number0056861206
Book / Page5686 / 1206
Map ReferenceMB 27 PG 87
Instrument DateFeb 26, 2020
Instrument2020032319
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,841.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address1641 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7685

Mortgage

Document Number0056861210
DateMar 05, 2020
Instrument5686/1210
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,788.00 (-5.71%) Homeowner's exemption$310,400 (-4.23%) Land $75,000 Building $235,400$310,400 (-4.23%) Land $75,000 Building $235,400
2023$5,078.00 (+62.97%) Homeowner's exemption$324,100 (+50.34%) Land $65,000 Building $259,100$324,100 (+13.68%) Land $65,000 Building $259,100
2022$3,116.00 Homeowner's exemption Disabled Person's exemption$215,579$285,100 Land $65,000 Building $220,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 287 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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