Indian River County property record for 1641 28th Ave, Vero Beach, FL 32960
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1954 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Mar 2022) |
| Tax Bill | $1,941 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-03-00032-0000-00004.0 |
| Primary APN | 33-39-03-00032-0000-00004.0 |
|---|---|
| Alternative APN |
|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Utility Area | 48 sqft |
| Utility Room | Utility Room |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| View / Lot | Interior |
| Porch | Open Porch |
| Porch Area | 412 sqft |
| Street Address | 1641 28TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32960-3135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | WESTWOOD TERRACE SUBDIVISION LOT 4 PBI 3-55 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 03 |
| Legal Subdivision | WESTWOOD TERRACE SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 50101 |
1641 28th Ave is owned and occupied by two individuals who bought it in March 2022.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1641 28TH AVE, VERO BEACH, FL 32960-3135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| May 28, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Aug 9, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| May 1, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Dec 15, 2020 | Intrafamily Transfer, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Prior Sale | Dec 15, 2020 |
| Deed Document Number | 202213374 |
| Deed Book / Page | 3516 / 1772 |
| Prior Transfer Date | Nov 23, 2020 |
| Prior Transfer Doc | 0033671806 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 2, 2022 |
| Property Address | 1641 28TH AVE, VERO BEACH, FL 32960-3135 |
| Document Number | 0035161772 |
| Book / Page | 3516 / 1772 |
| Map Reference | MB 3 PG 55 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 3120220013374 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | K TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1641 28TH AVE, 1641, VERO BEACH, FL 32960-3135 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1641 28TH AVE, VERO BEACH, FL 32960-3135 |
| Document Number | 0035161775 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 3516/1775 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1641 28TH AVE, VERO BEACH, FL 32960-3135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033030790 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 3303/790 |
| Instrument | 3120200028738 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 171 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1641 28TH AVE, VERO BEACH, FL 32960-3135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032290847 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 3229/0847 |
| Instrument | 3120190046979 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1641 28TH AVE, VERO BEACH, FL 32960-3135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WATSON TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0032970037 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 3297/37 |
| Instrument | 3120200024181 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 171 Months |
| Due | Aug 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 15, 2020 |
| Property Address | 1641 28TH AVE, VERO BEACH, FL 32960-3135 |
| Document Number | 0033671806 |
| Book / Page | 3367 / 1806 |
| Map Reference | MB 3 PG 55 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 3120200075811 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ELEVATED TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1641 28TH AVE, VERO BEACH, FL 32960-3135 |
| Document Number | 33671808 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 3367/1808 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 1, 2045 |
The 2025 property tax bill for 1641 28th Ave was $1,941 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,941.00 Homeowner's exemption | $147,511 | $160,139 Land $54,621 Building $105,518 |
| 2023 | $1,708.00 (+214.55%) | $139,178 (+181.88%) Land $37,931 Building $101,247 | $139,178 (+17.2%) Land $37,931 Building $101,247 |
| 2022 | $543.00 | $49,375 | $118,751 Land $36,414 Building $82,337 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1641 28th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1641 28th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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