16409 Thompson Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 16409 Thompson Rd, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,576 sqft · built 1965
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$374,000 (Oct 2025)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`195-092-02`

Property Details

APN / Parcel Number

Primary APN	`195-092-02`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
View / Lot	Rural
Garage Area	484 sqft
Porch	Enclosed/Finished Porch
Porch Area	168 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16409 THOMPSON RD
City	MINT HILL
State	NC
Zip	28227-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L3 M12-171
Legal Subdivision	BAXTER D HUNTLEY
Legal Block	2
Legal Lot Number	3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1031
Census Tract	5713

Owner

Source: Mecklenburg County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16409 THOMPSON RD, MINT HILL, NC 28227-1540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 7, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIMIS MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Jun 30, 2025 · Amount on Record
Deed Document Number	2025102588
Deed Book / Page	39915 / 915
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 18, 2026
Property Address	16409 THOMPSON RD, MINT HILL, NC 28227-1540
Document Number	0000088935
Book / Page	40654 / 823
Instrument Date	Aug 5, 2026
Instrument	202688935
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16409 THOMPSON RD, MINT HILL, NC 28227-1540

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16409 THOMPSON RD, MINT HILL, NC 28227-1540
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003222
Date	Jan 12, 2026
Book Page	40132/427
Instrument	2026003222

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 7, 2025
Property Address	16409 THOMPSON RD, MINT HILL, NC 28227-1540
Document Number	0000102588
Book / Page	39915 / 915
Map Reference	MB 12 PG 171
Instrument Date	Oct 7, 2025
Instrument	2025102588
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12917 HELENA CIR, MINT HILL, NC 28227-4549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16409 THOMPSON RD, MINT HILL, NC 28227-1540

Mortgage

Document Number	0000102589
Date	Oct 7, 2025
Instrument	2025102589

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,018.00 (+1.56%)	$273,700 Land $55,200 Building $218,500	$273,700 (-) Land $55,200 Building $218,500
2024	$1,987.00
2023			$273,700 Land $55,200 Building $218,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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