Chesterfield County property record for 16409 Harrowgate Rd, Chester, VA 23831
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,650 sqft · built 1963 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Aug 2010) |
| Tax Bill | $1,643 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 797-63-20-75-100-000 |
| Primary APN | 797-63-20-75-100-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,191 sqft (0.211 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 347212001 |
|---|---|
| Street Address | 16409 HARROWGATE RD |
| City | CHESTER |
| State | VA |
| Zip | 23831-7314 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | C3 - COMMU |
| Legal Description | OVERTON PROPERTY L 1 |
| Legal Subdivision | OVERTON PROPERTY |
| Legal Lot Number | 1 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | BERMUDA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 100508 |
16409 Harrowgate Rd, a duplex, is owned by a company that bought it in August 2010.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2410 BOULEVARD, COLONIAL HEIGHTS, VA 23834-2318 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2010 · Amount on File |
| Deed Sale | Aug 10, 2010 · Amount on File |
| Deed Book / Page | 9156 / 490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 16409 HARROWGATE RD, CHESTER, VA 23831-7314 |
| Document Number | 11727388 |
| Book / Page | 011727 / 000388 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 11727388 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 011727/000388 |
| Instrument | 33418 |
| Name | CHESAPEAKE BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 16409 Harrowgate Rd was $1,643, up 2.8% from the year before.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,643.00 (+2.75%) | $181,900 (+2.83%) Land $40,000 Building $141,900 | $181,900 (+2.83%) Land $40,000 Building $141,900 |
| 2025 | $1,599.00 | $176,900 Land $38,400 Building $138,500 | $176,900 Land $38,400 Building $138,500 |
| 2023 | $1,268.00 | $136,600 Land $34,400 Building $102,200 | $136,600 Land $34,400 Building $102,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 16409 Harrowgate Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1999–2005) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2005 · Hurricane Katrina Evacuation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16409 Harrowgate Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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