16409 Central Garden Ln, Prosper, TX 75078 Property Records

Denton County property record for 16409 Central Garden Ln, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,094 sqft · built 2019
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Tax Bill	$7,721 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R723676`

Property Details

APN / Parcel Number

Primary APN	`R723676`
Alternative APNs	`SB0046A-000000A-0000-0040-0000` `1038929`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	2,094 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1038929
Street Address	16409 CENTRAL GARDEN LN
City	PROSPER
State	TX
Zip	75078-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARTESIA NORTH PHASE 3 BLK A LOT 40
Legal Subdivision	ARTESIA NORTH PHASE 3
Legal Block	A
Legal Lot Number	40
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	3
Census Block	3001
Census Tract	20128

Owner

Source: Denton County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16409 CENTRAL GARDEN LN, PROSPER, TX 75078-2073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage FROST BANK
Sep 27, 2019	Vendor's Lien, Subdivision Related Transfer · ARM TOYOTA FINANCIAL CONSUMER SOLUTIONS
Jul 25, 2018	Grant Deed, Transfer REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019
Deed Sale	Sep 27, 2019
Deed Document Number	0000122315
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	16409 CENTRAL GARDEN LN, PROSPER, TX 75078-2073
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16409 CENTRAL GARDEN LN, PROSPER, TX 75078-2073

Mortgage

Document Number	0000011389
Date	Jan 24, 2022
Instrument	2022-011389

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Sep 27, 2019
Property Address	16409 CENTRAL GARDEN LN, PROSPER, TX 75078-2073
Document Number	0000122315
Map Reference	VOL 2017 PG 488
Instrument Date	Sep 27, 2019
Instrument	2019-122315
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 LEGACY DR STE 100, 2500, FRISCO, TX 75034-5984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16409 CENTRAL GARDEN LN, PROSPER, TX 75078-2073

Mortgage

Document Number	0000122316
Date	Sep 27, 2019
Instrument	2019-122316

Lender

Name	TOYOTA FINANCIAL CONSUMER SOLUTIONS
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Jul 25, 2018
Property Address	16409 CENTRAL GARDEN LN, PROSPER, TX 75078-2073
Document Number	0000087041
Instrument Date	Jul 23, 2018
Instrument	87041
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2540 KING ARTHUR BLVD #200 LEWISVILLE TX 750565833, 200, LEWISVILLE, TX 75056-5833
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Denton County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,721.00 (+93.03%) Homeowner's exemption	$569,848 Land $120,748 Building $449,100	$569,848 Land $120,748 Building $449,100
2022	$4,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELM RIDGE WCID serves 5,061 people · EPA ID TX0610261
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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