Hernando County property record for 16407 Rustling Wind Rd, Brooksville, FL 34604
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,296 sqft · built 2001 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $322,000 (Aug 2019) |
| Tax Bill | $463 (2024) |
| Deeds & Mortgages | Apr 2017 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R01-423-18-7130-0000-00H0 |
| Primary APN | R01-423-18-7130-0000-00H0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 2,280 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 392,040 sqft (9 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 4,316 sqft |
| Deck Area | 224 sqft |
| Patio Area | 1,152 sqft |
| Pole Barn | 2,400 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01385012 |
|---|---|
| Street Address | 16407 RUSTLING WIND RD |
| City | BROOKSVILLE |
| State | FL |
| Zip | 34604-8189 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WINDWARD FARMS - CLASS 1 SUB SE1/4 OF NE1/4 OF NE1/4 LESS N60 FT IN 12-23-18 AKA TR H IN (S-99-059 A) |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | WINDWARD FARMS - CLASS 1 SUB |
| Legal Tract | H |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40910 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16407 RUSTLING WIND RD, BROOKSVILLE, FL 34604-8189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 12, 2020 | Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC ARCUS LENDING INC |
| Aug 12, 2019 | Warranty Deed, Transfer · VA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on Record |
| Deed Sale | Aug 12, 2019 · Amount on Record |
| Prior Sale | Feb 1, 2016 · Amount on Record |
| Deed Document Number | 2019050442 |
| Deed Book / Page | 3738 / 1807 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 16407 RUSTLING WIND RD, BROOKSVILLE, FL 34604-8189 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034550319 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 3455/0319 |
| Instrument | 2017018470 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 16407 RUSTLING WIND RD, BROOKSVILLE, FL 34604-8189 |
| Document Number | 0038540814 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16407 RUSTLING WIND RD BROOKSVILLE FL 346048189, BROOKSVILLE, FL 34604-8189 |
| Document Number | 0038540814 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 003854/000814 |
| Instrument | 37713 |
| Name | ARCUS LENDING INC ARCUS LENDING INC |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95128 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 12, 2019 |
| Property Address | 16407 RUSTLING WIND RD, BROOKSVILLE, FL 34604-8189 |
| Document Number | 0037381807 |
| Book / Page | 003738 / 001807 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 50442 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,254.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16407 RUSTLING WIND RD BROOKSVILLE FL 346048189, BROOKSVILLE, FL 34604-8189 |
| Document Number | 37381809 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 003738/001809 |
| Instrument | 50443 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2049 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $630,607 (+62.91%) Land $296,100 Building $334,507 | $630,607 (+2.15%) Land $296,100 Building $334,507 | |
| 2024 | $463.00 (-91.23%) | ||
| 2023 | $387,096 Land $78,530 Building $308,566 | ||
| 2022 | $5,278.00 | $617,334 Land $264,600 Building $352,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 11 (1995–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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