16407 Cedar Rdg Rd, Dubuque, IA 52002 Property Records

Dubuque County property record for 16407 Cedar Rdg Rd, Dubuque, IA 52002

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 2,094 sqft · built 1981
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on Record
Tax Bill	$3,798 (2024)
Deeds & Mortgages	Jan 2020 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-451-003`

Property Details

APN / Parcel Number

Primary APN	`09-02-451-003`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	1,200 sqft
Attic Area	420 sqft
Basement Area	1,674 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	16407 CEDAR RIDGE RD
City	DUBUQUE
State	IA
Zip	52002-9470
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2-1 SANCTUARY #2;
Legal Subdivision	SANCTUARY 2
Legal Lot Number	1,2
Jurisdiction	DUBUQUE IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1003
Census Tract	10201

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16407 CEDAR RIDGE RD, DUBUQUE, IA 52002-9470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Apr 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16407 CEDAR RIDGE RD, DUBUQUE, IA 52002-9470
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000219
Date	Jan 3, 2020
Instrument	2020-00000219

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 31, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	16407 CEDAR RIDGE RD, DUBUQUE, IA 52002-9470
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000218
Date	Jan 3, 2020
Instrument	2020-00000218

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 23, 2019
Property Address	16407 CEDAR RIDGE RD, DUBUQUE, IA 52002-9470
Document Number	0000003918
Instrument Date	Apr 23, 2019
Instrument	3918
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16407 CEDAR RIDGE RD DUBUQUE IA 520029470, DUBUQUE, IA 52002-9470

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$362,016 (+11.79%) Land $2,616 Building $359,400	$362,016 (+11.79%) Land $2,616 Building $359,400
2024	$3,798.00 (+13.31%)
2023		$323,837 (+37.21%) Land $1,937 Building $321,900	$323,837 (+37.21%) Land $1,937 Building $321,900
2022	$3,352.00 Additional exemption filed	$236,020 Land $1,560 Building $234,460
2021			$236,020 Land $1,560 Building $234,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

May also be available: Comelec Internet Services, Nextlink.

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