16406 E 97th Pl, Commerce City, CO 80022 Property Records

Adams County property record for 16406 E 97th Pl, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,781 sqft · built 2005
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (Sep 2020)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0149391`

Property Details

APN / Parcel Number

Primary APN	`R0149391`
Alternative APNs	`0172317419001` `172317419001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,781 sqft Living Area
1st Floor Area	1,011 sqft
2nd Floor Area	770 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Concrete Tile
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0149391
Old Parcel Number	172317419001
Street Address	16406 E 97TH PL
City	COMMERCE CITY
State	CO
Zip	80022-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:FRONTERRA VILLAGE FILING NO 3 BLK:10 LOT:1
Legal Range	66W
Legal Township	02S
Legal Section	17
Legal Quarter	SE
Legal Subdivision	FRONTERRA VILLAGE FILING NO 3
Legal Block	10
Legal Lot Number	1
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1037
Census Tract	8559

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16406 E 97TH PL, COMMERCE CITY, CO 80022-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC
Sep 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 6, 2019	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS
Jul 11, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Sep 21, 2016 · Amount on Record
Deed Document Number	2020000089328
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16406 E 97TH PL, COMMERCE CITY, CO 80022-7140
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16406 E 97TH PL, COMMERCE CITY, CO 80022-7140

Mortgage

Document Number	0000121159
Date	Oct 13, 2021
Instrument	2021000121159

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16406 E 97TH PL, COMMERCE CITY, CO 80022-7140
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050105
Date	Sep 11, 2024
Instrument	2024000050105

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16406 E 97TH PL, COMMERCE CITY, CO 80022-7140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005769
Date	Jan 17, 2020
Instrument	2020000005769

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 9, 2020
Property Address	16406 E 97TH PL, COMMERCE CITY, CO 80022-7140
Document Number	0000089328
Instrument Date	Sep 4, 2020
Instrument	2020000089328
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16406 E 97TH PL, 16406, COMMERCE CITY, CO 80022-7140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16406 E 97TH PL, COMMERCE CITY, CO 80022-7140

Mortgage

Document Number	0000089329
Date	Sep 9, 2020
Instrument	2020000089329

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16406 E 97TH PL, COMMERCE CITY, CO 80022-7140
Document Number	0000026454
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16406 E 97TH PL COMMERCE CITY CO 800227140, COMMERCE CITY, CO 80022-7140

Mortgage

Document Number	0000026454
Date	Apr 11, 2019
Instrument	26454

Lender

Name	GO DIRECT LENDERS
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16406 E 97TH PL, COMMERCE CITY, CO 80022-7140
Document Number	0000062349
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16406 E 97TH PL COMMERCE CITY CO 800227140, COMMERCE CITY, CO 80022-7140

Mortgage

Document Number	0000062349
Date	Jul 20, 2017
Instrument	62349

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,746.00 (-49.37%)	$29,570 (-13.44%) Land $6,880 Building $22,690	$473,000 (-6.34%) Land $110,000 Building $363,000
2023	$5,424.00 (+0.63%)	$34,160 (+1.58%) Land $6,830 Building $27,330	$505,000 (+4.38%) Land $101,000 Building $404,000
2022	$5,390.00	$33,630 Land $14,040 Building $19,590	$483,814 Land $202,000 Building $281,814

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on E 97th Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures