16405 Old Frederick Rd, Mount Airy, MD 21771 Property Records

Howard County property record for 16405 Old Frederick Rd, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,316 sqft · built 1983
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (Sep 2023)
Tax Bill$6,624 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-318676

Property Details

APN / Parcel Number

Primary APN04-318676
Alternative APNs
  • 4318676
  • 318676

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,316 sqft Total Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
PorchPorch
Porch Area264 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number318676
Street Address16405 OLD FREDERICK RD
CityMOUNT AIRY
StateMD
Zip21771-3331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCDEO
Legal DescriptionLOT 24-D 1.102 AR 16405 OLD FREDERICK RD LISBON
Legal SubdivisionLISBON
Legal Lot Number24 D
JurisdictionHOWARD MD
Township / Civil Division4, LISBON
Census Block Group2
Census Block2011
Census Tract604001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

16405 Old Frederick Rd is owned and occupied by an individual who bought it in September 2023.

Source: Howard County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address16405 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3331
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
May 16, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2023 · Amount on File
Deed SaleSep 27, 2023 · Amount on File
Prior SaleDec 15, 1986 · Amount on File
Deed Book / Page22130 / 18
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateSep 27, 2023
Property Address16405 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3331
Document Number0221300018
Book / Page22130 / 18
Instrument DateSep 22, 2023
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address16405 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3331

Mortgage

Document Number0002213026
DateSep 27, 2023
Instrument22130/26
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address16405 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3331
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181790185
DateMay 16, 2018
Book Page18179/185
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Address00000
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 16405 Old Frederick Rd was $6,624 with a homeowner's exemption, down 1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,624.00 (-0.96%) Homeowner's exemption$498,633 (+12.18%)$606,900 (+36.54%) Land $307,200 Building $299,700
2025$6,688.00 Homeowner's exemption$444,500 Land $186,000 Building $258,500$444,500 Land $186,000 Building $258,500
2023$401,567$444,500 Land $186,000 Building $258,500
2022$4,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16405 Old Frederick Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1996–2005)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16405 Old Frederick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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