Howard County property record for 16405 Old Frederick Rd, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,316 sqft · built 1983 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Sep 2023) |
| Tax Bill | $6,624 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-318676 |
| Primary APN | 04-318676 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Total Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Porch | Porch |
| Porch Area | 264 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 318676 |
|---|---|
| Street Address | 16405 OLD FREDERICK RD |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-3331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCDEO |
| Legal Description | LOT 24-D 1.102 AR 16405 OLD FREDERICK RD LISBON |
| Legal Subdivision | LISBON |
| Legal Lot Number | 24 D |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 4, LISBON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 604001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16405 Old Frederick Rd is owned and occupied by an individual who bought it in September 2023.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16405 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| May 16, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on File |
| Deed Sale | Sep 27, 2023 · Amount on File |
| Prior Sale | Dec 15, 1986 · Amount on File |
| Deed Book / Page | 22130 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 27, 2023 |
| Property Address | 16405 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3331 |
| Document Number | 0221300018 |
| Book / Page | 22130 / 18 |
| Instrument Date | Sep 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 16405 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3331 |
| Document Number | 0002213026 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 22130/26 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 16405 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0181790185 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 18179/185 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 16405 Old Frederick Rd was $6,624 with a homeowner's exemption, down 1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,624.00 (-0.96%) Homeowner's exemption | $498,633 (+12.18%) | $606,900 (+36.54%) Land $307,200 Building $299,700 |
| 2025 | $6,688.00 Homeowner's exemption | $444,500 Land $186,000 Building $258,500 | $444,500 Land $186,000 Building $258,500 |
| 2023 | $401,567 | $444,500 Land $186,000 Building $258,500 | |
| 2022 | $4,279.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16405 Old Frederick Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1996–2005) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16405 Old Frederick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures