Lake County property record for 16405 High Rd, Cobb, CA 95426 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,072 sqft · built 1980 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jun 2023) |
| Tax Bill | $3,276 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jul 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-541-290-000 |
| Primary APN | 050-541-290-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Concrete |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | 050-541-29 |
|---|---|
| Street Address | 16405 HIGH RD |
| City | COBB |
| State | CA |
| Zip | 95426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | COBB |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1102 |
Source: Lake County records · APN 050-541-290-000
Assessment roll updated October 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1812 E 21ST ST, OAKLAND, CA 94606-4113 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Grant Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Jul 01, 2022 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Jul 29, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Jul 29, 2019 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 29, 2019 | Quit Claim Deed, Transfer FLAGSTAR BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Jul 01, 2022 · Amount on Record |
| Deed Document Number | 20236924 |
| Prior Transfer Date | Jul 18, 2019 |
| Prior Transfer Doc | 0000009126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jun 27, 2023 |
| Property Address | 16405 HIGH RD, COBB, CA 95426 |
| Document Number | 0000006924 |
| Instrument Date | Jun 09, 2023 |
| Instrument | 2023006924 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1812 E 21ST ST, OAKLAND, CA 94606-4113 |
| Document Number | 0000006925 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023006925 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Number | 0000006926 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023006926 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Aug 21, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jul 01, 2022 |
| Property Address | 16405 HIGH RD, COBB, CA 95426 |
| Document Number | 0000009183 |
| Map Reference | MB 6 PG 81 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022009183 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 271 WHITE COTTAGE RD S, ANGWIN, CA 94508-9615 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jul 29, 2019 |
| Property Address | 16405 HIGH RD, COBB, CA 95426 |
| Document Number | 0000009126 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 9126 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2153 SHOSHONE AVE CHICO CA 959262568, CHICO, CA 95926-2568 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jul 29, 2019 |
| Property Address | 16405 HIGH RD, COBB, CA 95426 |
| Document Number | 0000009123 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 2019009123 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2153 SHOSHONE AVE, CHICO, CA 95926-2568 |
| Document Number | 0000009125 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 2019009125 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jul 29, 2019 |
| Property Address | 16405 HIGH RD, COBB, CA 95426 |
| Document Number | 0000009124 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 9124 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2153 SHOSHONE AVE CHICO CA 959262568, CHICO, CA 95926-2568 |
| Document Number | 9125 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 9125 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2049 |
Source: Lake County records · Assessment roll updated October 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,276.00 (+3.18%) | $270,504 (+4.04%) Land $31,212 Building $239,292 |
| 2023 | $3,175.00 (+34.93%) | $260,000 Land $40,000 Building $220,000 |
| 2022 | $2,353.00 |
Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 80% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | About 1 in 185 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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