16405 Erin, Fraser, MI 48026 Property Records

Macomb County property record for 16405 Erin, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,096 sqft · built 1957
Lot Size	0.331 acres (14,418 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Dec 2025)
Tax Bill	$8,215 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-252-019`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-252-019`
Alternative APN	`1406252019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
1st Floor Area	2,096 sqft
Basement Area	1,926 sqft
Unfinished Basement	1,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	144 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	16405 ERIN
City	FRASER
State	MI
Zip	48026-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SCHORNAK SUBDIVISION LOT 4. L31 P5. CITY OF FRASER
Legal Subdivision	SCHORNAK SUBDIVISION
Legal Lot Number	4
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	1
Census Block	1006
Census Tract	254200

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15882 FLANAGAN ST, ROSEVILLE, MI 48066-1443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED LENDING TEAM LLC
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 24, 2018	Warranty Deed, Transfer · Conventional with PMI MAIN STREET BK
Jan 17, 2017	Warranty Deed, Transfer · FHA Mortgage MAXIMUS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	2025106607
Deed Book / Page	30410 / 298
Prior Transfer Date	Feb 9, 2016
Prior Transfer Doc	0000018506
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 1, 2025
Property Address	16405 ERIN, FRASER, MI 48026-3257
Document Number	2500106607
Book / Page	30410 / 298
Map Reference	LB 31 PG 5
Instrument Date	Nov 24, 2025
Instrument	202500106607
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,377.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16405 ERIN, FRASER, MI 48026-3257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15882 FLANAGAN ST, ROSEVILLE, MI 48066-1443

Mortgage

Document Number	0000413890
Date	Dec 1, 2025
Instrument	30413/890

Lender

Name	UNITED LENDING TEAM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16405 ERIN, FRASER, MI 48026-3257
Document Number	0000019164
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16405 ERIN FRASER MI 480263257, FRASER, MI 48026-3257

Mortgage

Document Number	0000019164
Date	Feb 13, 2020
Book Page	026515/000282
Instrument	19164

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 24, 2018
Property Address	16405 ERIN, FRASER, MI 48026-3257
Document Number	0000006068
Book / Page	025592 / 000404
Instrument Date	Sep 17, 2018
Instrument	6068
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	REGIONS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34600 GIANNETTI DR STERLING HEIGHTS MI 483125727, STERLING HEIGHTS, MI 48312-5727

Mortgage

Document Number	5855
Date	Sep 24, 2018
Book Page	025591/000074
Instrument	5855

Lender

Name	MAIN STREET BK
Type	Bank
Address	BINGHAM FARMS, MI 48025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 17, 2017
Property Address	16405 ERIN, FRASER, MI 48026-3257
Document Number	0000005903
Book / Page	24503 / 546
Map Reference	LB31 PG5
Instrument Date	Dec 30, 2016
Instrument	7005903
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	MAXIMUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16405 ERIN, 16405, FRASER, MI 48026-3257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18734 FLORIDA ST, ROSEVILLE, MI 48066-2109

Mortgage

Document Number	, 7005904
Date	Jan 17, 2017
Instrument	7005904

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,500 (+2.98%)	$353,000 (+2.98%)
2025	$8,215.00 (+2.82%) Homeowner's exemption	$171,400 (+19.03%)	$342,800 (+19.03%)
2024	$7,990.00 (+52.57%)
2023		$144,000	$288,000
2022	$5,237.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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