16405 Chase Cir, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16405 Chase Cir, Ralph, AL 35480

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,519 sqft · built 2006
Lot Size	0.48 acres (21,081 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2018)
Tax Bill	$693 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-06-13-0-000-012.009`

Property Details

APN / Parcel Number

Primary APN	`34-06-13-0-000-012.009`
Alternative APNs	`89848` `62344`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft
Utility Area	30 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,081 sqft (0.48 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	441 sqft
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62344
Street Address	16405 CHASE CIR
City	RALPH
State	AL
Zip	35480-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 HARVEST MEADOWS
Legal Range	12W
Legal Township	22S
Legal Section	13
Legal Subdivision	HARVEST MEADOWS
Legal Lot Number	9
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1006
Census Tract	10303

Owner

16405 Chase Cir is owned and occupied by an individual who bought it in July 2018.

Source: Tuscaloosa County records, as of March 17, 2026

Owner of Record	Individual Name on File
Mailing Address	16405 CHASE CIR, RALPH, AL 35480-8806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA ONE CU
Jul 3, 2018	Warranty Deed, Transfer
Jan 25, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Jan 25, 2017 · Amount on File
Deed Book / Page	2018 / 14499
Prior Transfer Date	Nov 14, 2016
Prior Transfer Doc	2017/1568
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16405 CHASE CIR, RALPH, AL 35480-8806
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/39537
Date	Jul 3, 2018
Book Page	2018/39537

Lender

Name	ALABAMA ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2033

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Jul 3, 2018
Property Address	16405 CHASE CIR, RALPH, AL 35480-8806
Document Number	2018/14499
Book / Page	2018 / 14499
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16405 CHASE CIR, RALPH, AL 35480-8806

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Jan 25, 2017
Property Address	16405 CHASE CIR, RALPH, AL 35480-8806
Document Number	2017/1568
Book / Page	2017 / 1568
Instrument Date	Nov 14, 2016
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 346, FOSTERS, AL 35463-0346

Tax Assessment & Valuation

The 2025 property tax bill for 16405 Chase Cir was $693 with a homeowner's exemption, up 10.9% from the year before.

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$693.00 (+10.88%) Homeowner's exemption	$44,360 (+17.04%) Land $5,700 Building $38,660	$221,800 (+17.04%) Land $28,500 Building $193,300
2024	$625.00 (-2.34%) Homeowner's exemption	$37,900 (-2.07%) Land $5,700 Building $32,200	$189,500 (-2.07%) Land $28,500 Building $161,000
2023	$640.00 (+8.29%) Homeowner's exemption	$38,700 (+7.44%) Land $5,700 Building $33,000	$193,500 (+7.44%) Land $28,500 Building $165,000
2022	$591.00 Homeowner's exemption	$36,020 Land $5,700 Building $30,320	$180,100 Land $28,500 Building $151,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16405 Chase Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16405 Chase Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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