Lee County property record for 16405 Captiva Dr, Captiva, FL 33924
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 6 ba · 11,133 sqft · built 1986 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,750,000 (Jun 2021) |
| Tax Bill | $66,597 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-46-21-02-0000A.0150 |
| Primary APN | 03-46-21-02-0000A.0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 11,133 sqft Living Area |
| Gross Area | 15,947 sqft |
| 1st Floor Area | 5,935 sqft |
| Upper Floors Area | 1,136 sqft |
| Basement Area | 4,062 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 135,036 sqft |
| Lot Width | 200 ft Width |
| View / Lot | Bay |
| Garage Type | Attached |
| Garage Area | 658 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 480 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 1,488 sqft |
| Deck Area | 1,374 sqft |
| Patio Area | 7,300 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Lift | Boat Lift |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10005115 |
|---|---|
| Street Address | 16405 CAPTIVA DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RS-2 |
| Legal Description | PARL IN BLK A SILVER KING S/D PB 4/56 LT 15 + 16 DESC OR 2560/0841 |
| Legal Range | 21E |
| Legal Township | 46S |
| Legal Section | 03 |
| Legal Subdivision | SILVER KING S/D |
| Legal Tract | 02 |
| Legal Block | A |
| Legal Lot Number | 15,16 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 80100 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 294, CAPTIVA, FL 33924-0294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on Record |
| Deed Sale | Jun 1, 2021 · Amount on Record |
| Prior Sale | Nov 30, 1998 · Amount on Record |
| Deed Document Number | 2021178433 |
| Prior Transfer Date | Nov 5, 1996 |
| Prior Transfer Doc | 2764002261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 1, 2021 |
| Property Address | 16405 CAPTIVA DR, CAPTIVA, FL 33924 |
| Document Number | 0000178433 |
| Map Reference | MB 4 PG 56 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021000178433 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | WARRANTY TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 246 PINK HOUSE RD, SEWICKLEY, PA 15143-9455 |
| Document Number | 0000178434 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021000178434 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.99% |
| Index | 1-Year CMT |
| Max Rate | 8.99% |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,053,136 (+2.7%) | $5,503,380 (-17.74%) Land $3,900,133 Building $1,603,247 | |
| 2025 | $66,597.00 (+2.53%) Homeowner's exemption | $4,920,288 (+5.99%) | $6,690,577 (+22.22%) Land $4,747,479 Building $1,943,098 |
| 2023 | $64,954.00 (+6.69%) Homeowner's exemption | $4,642,350 (+3%) | $5,474,345 (+21.46%) Land $3,675,695 Building $1,798,650 |
| 2022 | $60,882.00 | $4,507,136 Land $2,343,600 Building $2,163,536 | $4,507,136 Land $2,343,600 Building $2,163,536 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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