16404 Kunde Rd, Union, IL 60180 Property Records

McHenry County property record for 16404 Kunde Rd, Union, IL 60180

Property Summary

Property Type	Rural Home
Details	1,296 sqft · built 1976
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	May 2022 Sale May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-27-200-005`

Property Details

APN / Parcel Number

Primary APN	`12-27-200-005`

Interior

Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1976
Lot Area	871,200 sqft (20 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16404 KUNDE RD
City	UNION
State	IL
Zip	60180-9408
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DOC 2022R0017259 W 666.95FT E 1861.60FT N1/2 NE1/4
Legal Range	06E
Legal Township	44N
Legal Section	27
Legal Block	200
Jurisdiction	MCHENRY IL
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3044
Census Tract	871502

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16404 KUNDE RD, UNION, IL 60180-9408
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed, Transfer
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 10, 2017	Deed of Trust, Mortgage · ARM THE HARVARD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022
Deed Sale	May 13, 2022
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	2022R0017527
Record Updated	Jun 7, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	May 13, 2022
Property Address	16404 KUNDE RD, UNION, IL 60180-9408
Document Number	0000017527
Instrument Date	May 10, 2022
Instrument	2022R0017527
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 11, 2022
Property Address	16404 KUNDE RD, UNION, IL 60180-9408
Document Number	0000017259
Instrument Date	May 6, 2022
Instrument	2022R0017259
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16404 KUNDE RD, 16404, UNION, IL 60180-9408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 N MCKINSTRY ROAD, UNION, IL 60180

Mortgage

Document Number	0000017260
Date	May 11, 2022
Instrument	2022R0017260

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate	3.62%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	16404 KUNDE RD, UNION, IL 60180-9408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029663
Date	Aug 10, 2017
Instrument	2017R0029663

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Seneca Township
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$73,608 Land $24,870 Building $48,738	$220,824 Land $74,610 Building $146,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: E-vergent, Fox Valley Internet.

Nearby Properties on Kunde Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures