Pierce County property record for 16404 38th Ave E, Tacoma, WA 98446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,310 sqft · built 1983 |
| Lot Size | 4.78 acres (208,217 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,096 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 031926-5-021 |
| Primary APN | 031926-5-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,310 sqft Living Area |
| Gross Area | 4,210 sqft |
| 1st Floor Area | 1,666 sqft |
| Upper Floors Area | 1,644 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 208,217 sqft (4.78 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,312 sqft |
| Deck Area | 1,397 sqft |
| Patio Area | 1,327 sqft |
| Shed | 1 Shed |
| Shed Area | 1,260 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 16404 38TH AVE E |
|---|---|
| City | TACOMA |
| State | WA |
| Zip | 98446-1459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SECTION 26 TOWNSHIP 19 RANGE 03 QUARTER 14 : L 1 OF SHORT PLAT 80-09-22-0315 EASE OF RECORD OUT OF 1-069 SEG N-0831 PP EMS |
| Legal Range | 03 |
| Legal Township | 19 |
| Legal Section | 26 |
| Legal Lot Number | 1 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 71306 |
16404 38th Ave E is owned and occupied by an individual.
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16404 38TH AVE E, TACOMA, WA 98446-1459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG |
| Mar 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 16404 38TH AVE E, TACOMA, WA 98446-1459 |
| Document Number | 1704050371 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16404 38TH AVE E TACOMA WA 984461459, TACOMA, WA 98446-1459 |
| Document Number | 1704050371 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 201704050371 |
| Name | ONE REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Apr 4, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.55% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 16404 38TH AVE E, TACOMA, WA 98446-1459 |
| Document Number | 1704050372 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16404 38TH AVE E TACOMA WA 984461459, TACOMA, WA 98446-1459 |
| Document Number | 1704050372 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 201704050372 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Apr 4, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.55% |
The 2026 property tax bill for 16404 38th Ave E was $10,096, up 1.9% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,096.00 (+1.9%) | $910,500 Land $363,100 Building $547,400 | $910,500 Land $363,100 Building $547,400 |
| 2025 | $9,908.00 (+2.89%) | ||
| 2024 | $9,630.00 (-5.4%) | $847,400 (-7.07%) Land $286,900 Building $560,500 | $847,400 (-7.07%) Land $286,900 Building $560,500 |
| 2023 | $10,180.00 | $911,900 Land $290,100 Building $621,800 | $911,900 Land $290,100 Building $621,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16404 38th Ave E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16404 38th Ave E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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