16403 Perdida Ct, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 16403 Perdida Ct, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,986 sqft · built 2024
Lot Size0.22 acres (9,599 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Aug 2025)
Tax Bill$4,422 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Jun 2024 Sale
+ 1 more
Flood ZoneZone D (undetermined)
APN422329429006

Property Details

APN / Parcel Number

Primary APN422329429006
Alternative APNs
  • 00952604730200
  • 10004729471

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,986 sqft Living Area
Gross Area2,602 sqft
1st Floor Area1,986 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area9,599 sqft (0.22 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayDriveway
Driveway Area1 sqft
PorchEnclosed/Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952604730200
Street Address16403 PERDIDA CT
CityPUNTA GORDA
StateFL
Zip33955-4334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC16 BLK346 LT 2 547/2144 640/1543 1403/1864 1405/1871 2507/1274 3387937 3415747
Legal Range23E
Legal Township42S
Legal Section29
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block346
Legal Lot Number2
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1013
Census Tract10506

Owner

Source: Charlotte County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16403 PERDIDA CT, PUNTA GORDA, FL 33955-4334
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2025Special Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Jun 11, 2024Quit Claim Deed, Transfer
Quitclaim
Apr 2, 2024Warranty Deed, Transfer
SYNERGY TITLE, SYNERGY TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2025 · Amount on Record
Deed SaleAug 27, 2025 · Amount on Record
Prior SaleJun 11, 2024 · Amount on Record
Deed Document Number20253561978
Prior Transfer DateMay 31, 2024
Prior Transfer Doc0003415747
Record UpdatedSep 20, 2026

August 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 27, 2025
Property Address16403 PERDIDA CT, PUNTA GORDA, FL 33955-4334
Document Number0003561978
Map ReferenceMB 8 PG 27-A-27
Instrument DateAug 15, 2025
Instrument3561978
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanySYNERGY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address581 NW MERCANTILE PL STE 106, 106, PORT SAINT LUCIE, FL 34986-2256

Transferred To (Grantee/Buyer)

NameVerified Name
Address16403 PERDIDA CT, PUNTA GORDA, FL 33955-4334

Mortgage

Document Number0003561979
DateAug 27, 2025
Instrument3561979
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

June 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateJun 11, 2024
Property Address16403 PERDIDA CT, PUNTA GORDA, FL 33955-4334
Document Number0003415747
Map ReferenceMB 8 PG 27-4-27-O
Instrument DateMay 31, 2024
Instrument3415747
Transaction TypeTransfer
Record UpdatedDec 11, 2025

Transaction

AmountAmount Recorded
Tax$255.50
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address581 NW MERCANTILE PL STE 106, 106, SAINT LUCIE WEST, FL 34986-2256

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 NW MERCANTILE PL STE 106, 106, SAINT LUCIE WEST, FL 34986-2256

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 2, 2024
Property Address16403 PERDIDA CT, PUNTA GORDA, FL 33955-4334
Document Number0003387937
Map ReferenceMB 8 PG 27-A-27-O
Instrument DateMar 29, 2024
Instrument3387937
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanySYNERGY TITLE, SYNERGY TITLE LLC

Transaction

AmountAmount Recorded
Tax$255.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 SPRUCE PINE CT N, HOMOSASSA, FL 34446-4721

Transferred To (Grantee/Buyer)

NameVerified Name
Address581 NW MERCANTILE PL STE 106, 106, PORT SAINT LUCIE, FL 34986-2256
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,422.00 (+918.89%)$293,157 (+3,492.61%) Land $34,000 Building $259,157$293,157 (+985.77%) Land $34,000 Building $259,157
2024$434.00 (+14.51%)
2023$379.00 (+9.86%)$8,160 (-6%)$27,000 (+32.35%) Land $27,000
2022$345.00$20,400 Land $20,400$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 432 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies448 units insured
incl. 16 condo units
Nearby Flood Claims131 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 80 claims
  • Hurricane Helene, Oct 2024 · 34 claims
  • Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 90% of Florida
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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