16403 Oak Ln, Channelview, TX 77530 Property Records

Harris County property record for 16403 Oak Ln, Channelview, TX 77530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,502 sqft · built 2002
Lot Size	1.07 acres (46,885 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Aug 2012)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`065-091-007-0114`

Property Details

APN / Parcel Number

Primary APN	`065-091-007-0114`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,502 sqft Living Area
1st Floor Area	2,502 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	46,885 sqft
View / Lot	Neighborhood
Porch	Open Concrete/Masonry Porch
Porch Area	404 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0650910070114
Street Address	16403 OAK LN
City	CHANNELVIEW
State	TX
Zip	77530-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 26A BLK 7 OLD RIVER TERRACE SEC 3
Legal Subdivision	OLD RIVER TERRACE SEC 3
Legal Tract	26A
Legal Block	7
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2000
Census Tract	252601

Owner

16403 Oak Ln is owned and occupied by two individuals who bought it in August 2012.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16403 OAK LN, CHANNELVIEW, TX 77530-2935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2012 · Amount on File
Deed Sale	Aug 20, 2012 · Amount on File
Deed Document Number	2012379674
Deed Book / Page	3554 / 1207
Prior Transfer Date	Aug 17, 2012
Prior Transfer Doc	20120379674
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16403 OAK LN, CHANNELVIEW, TX 77530-2935
Document Number	0000028194
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16403 OAK LN CHANNELVIEW TX 775302935, CHANNELVIEW, TX 77530-2935

Mortgage

Document Number	0000028194
Date	Jan 23, 2019
Instrument	28194

Lender

Name	AMEGY BK
Type	Bank
Address	HOUSTON, TX 77253-3016

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16403 Oak Ln was $1,395 with a homeowner's exemption, up 289.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Channelview Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,389 (+3.01%) Land $133,770 Building $297,619	$431,389 (+3.01%) Land $133,770 Building $297,619
2025	$1,395.00 (+289.66%) Homeowner's exemption	$418,803 Land $133,770 Building $285,033	$418,803 Land $133,770 Building $285,033
2024	$358.00
2023		$340,672 Land $117,049 Building $223,623	$340,672 Land $117,049 Building $223,623
2022	$361.00
2020	$333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16403 Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16403 Oak Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY WCID 21 serves 13,845 people · EPA ID TX1010769
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20