16402 E 89th St N, Owasso, OK 74055 Property Records

Rogers County property record for 16402 E 89th St N, Owasso, OK 74055

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,151 sqft · built 1990
Lot Size1.11 acres (48,569 sqft)
Owner2 Individual Names on File
Last Sale$198,500 (May 2013)
Tax Bill$1,966 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN23211404230

Property Details

APN / Parcel Number

Primary APN23211404230
Alternative APNs
  • 000000-00-0-00393-003-0007
  • 0019877
  • 19877

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,151 sqft Living Area
1st Floor Area2,835 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area48,569 sqft (1.11 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area816 sqft
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19877
Street Address16402 E 89TH ST N
CityOWASSO
StateOK
Zip74055-5625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLOCK 3 HUNTERS GLEN ESTATES
Legal Range14E
Legal Township21N
Legal Section23
Legal SubdivisionHUNTERS GLEN ESTATES
Legal Block3
Legal Lot Number7
JurisdictionROGERS OK
Township / Civil DivisionCATOOSA
Census Block Group2
Census Block2022
Census Tract50404

Owner

16402 E 89th St N is owned and occupied by two individuals who bought it in May 2013.

Source: Rogers County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address16402 E 89TH ST N, OWASSO, OK 74055-5625
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Line of Credit
RCB BANK
Jul 31, 2017Deed of Trust, Mortgage · Line of Credit
RCB BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2013 · Amount on File
Deed SaleMay 3, 2013 · Amount on File
Prior SaleNov 15, 2010 · Amount on File
Deed Document Number20136901
Deed Book / Page2324 / 289
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROGERS OK
Property Address16402 E 89TH ST N, OWASSO, OK 74055-5625
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address16402 E 89TH ST N, OWASSO, OK 74055-5625

Mortgage

Document Number0000013770
DateAug 15, 2022
Instrument2022-013770
Lender
NameRCB BANK
TypeBank
AddressOWASSO, OK 74055
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueJul 29, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROGERS OK
Property Address16402 E 89TH ST N, OWASSO, OK 74055-5625
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011583
DateJul 31, 2017
Book Page2650/0060
Instrument2017-011583
Lender
NameRCB BANK
TypeBank
AddressOWASSO, OK 74055
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJul 19, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 16402 E 89th St N was $1,966 with a homeowner's exemption, up 2% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyRogers County
Unified School DistrictOwasso Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,071 (-) Land $7,889 Building $13,182$191,555 (-40.78%) Land $71,719 Building $119,836
2025$1,966.00 (+1.97%) Homeowner's exemption$21,071 (-) Land $8,003 Building $13,068$323,441 (+9.82%) Land $122,852 Building $200,589
2024$1,928.00 (+2.5%) Homeowner's exemption$21,071 (%) Land $7,689 Building $13,382$294,530 (+25.03%) Land $107,483 Building $187,047
2023$1,881.00 Homeowner's exemption$21,072 Land $4,920 Building $16,152$235,574 Land $55,000 Building $180,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16402 E 89th St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims10 (1984–2019)
Claims Outside the SFHA2 of 10
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16402 E 89th St N is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 84% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROGERS CO RWD # 3 LAKE PLANT
serves 10,470 people · EPA ID OK1021513
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2025
Haloacetic acids
resolved · Apr 2023
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
The Junction Internet
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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