16401 Wayne Dr, Oregon City, OR 97045 Property Records

Clackamas County property record for 16401 Wayne Dr, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,810 sqft · built 2004
Lot Size	0.193 acres (8,423 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Jul 2024)
Tax Bill	$6,588 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22E28BD00418`

Property Details

APN / Parcel Number

Primary APN	`22E28BD00418`
Alternative APN	`05006743`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,810 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,423 sqft (0.193 acres)

Location & Zoning

Account Number	05006743
Street Address	16401 WAYNE DR
City	OREGON CITY
State	OR
Zip	97045-2160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SUBDIVISION JENNIFER ESTATES LT 8 3763
Legal Range	2E
Legal Township	2S
Legal Section	28
Legal Subdivision	JENNIFER ESTATES
Legal Lot Number	8
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1010
Census Tract	22302

Owner

Source: Clackamas County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16401 WAYNE DR, OREGON CITY, OR 97045-2160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Mar 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Sep 3, 2015 · Amount on Record
Deed Document Number	202425782
Prior Transfer Date	Apr 26, 2013
Prior Transfer Doc	0000028658
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	16401 WAYNE DR, OREGON CITY, OR 97045-2160
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16401 WAYNE DR, OREGON CITY, OR 97045-2160

Mortgage

Document Number	0000045258
Date	Nov 19, 2025
Instrument	2025-045258

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	16401 WAYNE DR, OREGON CITY, OR 97045-2160
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16401 WAYNE DR, OREGON CITY, OR 97045-2160

Mortgage

Document Number	0000009370
Date	Mar 19, 2024
Instrument	2024-009370

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	16401 WAYNE DR, OREGON CITY, OR 97045-2160
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019722
Date	Feb 25, 2021
Instrument	2021-019722

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	16401 WAYNE DR, OREGON CITY, OR 97045-2160
Document Number	0000041491
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16401 WAYNE DR OREGON CITY OR 970452160, OREGON CITY, OR 97045-2160

Mortgage

Document Number	0000041491
Date	Jun 21, 2017
Instrument	41491

Lender

Name	MORTGAGE TR
Address	PORTLAND, OR 97239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2032

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,588.00 (+13%)	$328,876 (+6.09%)	$577,506 (+2.32%) Land $232,596 Building $344,910
2023	$5,830.00	$309,999	$564,414 Land $226,044 Building $338,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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