16401 Shefford Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 16401 Shefford Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,693 sqft · built 2014
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on File
Last Sale	$849,000 (Jun 2026)
Tax Bill	$7,573 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`710-69-74-97-900-000`

Property Details

APN / Parcel Number

Primary APN	`710-69-74-97-900-000`
Alternative APN	`368700001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,693 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,072 sqft (0.346 acres)
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	308 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	368700001
Street Address	16401 SHEFFORD DR
City	MIDLOTHIAN
State	VA
Zip	23112-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	HALLSLEY SEC 4 012
Legal Subdivision	HALLSLEY
Legal Lot Number	12
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2020
Census Tract	100938

Owner

16401 Shefford Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Chesterfield County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16401 SHEFFORD DR, MIDLOTHIAN, VA 23112-1717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 18, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Aug 18, 2014 · Amount on File
Deed Document Number	202622518
Deed Book / Page	15288 / 142
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 16, 2026
Property Address	16401 SHEFFORD DR, MIDLOTHIAN, VA 23112-1717
Document Number	0000013307
Book / Page	15216 / 573
Instrument Date	Apr 4, 2026
Instrument	202613307
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16401 SHEFFORD DR, MIDLOTHIAN, VA 23112-1717

Mortgage

Document Number	0000013307,
Date	Apr 16, 2026
Book Page	15216/573
Instrument	202613307

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 18, 2026
Property Address	16401 SHEFFORD DR, MIDLOTHIAN, VA 23112-1717
Document Number	0000022518
Book / Page	15288 / 142
Instrument Date	Feb 27, 2026
Instrument	202622518
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,749.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16401 SHEFFORD DR, MIDLOTHIAN, VA 23112-1717

Mortgage

Document Number	0000022521,
Date	Jun 18, 2026
Instrument	202622521

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	16401 SHEFFORD DR, MIDLOTHIAN, VA 23112-1717
Document Number	12599434
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16401 SHEFFORD DR MIDLOTHIAN VA 231121717, MIDLOTHIAN, VA 23112-1717

Mortgage

Document Number	12599434
Date	Jan 21, 2020
Book Page	012599/000434
Instrument	2506

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 16401 Shefford Dr was $7,573, up 7.6% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,573.00 (+7.65%)	$848,200 (+7.68%) Land $175,000 Building $673,200	$848,200 (+7.68%) Land $175,000 Building $673,200
2025	$7,035.00	$787,700 Land $160,000 Building $627,700	$787,700 Land $160,000 Building $627,700
2023	$6,117.00	$669,500 Land $147,000 Building $522,500	$669,500 Land $147,000 Building $522,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16401 Shefford Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16401 Shefford Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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