16401 Grace Ln, Fountain, FL 32438 Property Records

Bay County property record for 16401 Grace Ln, Fountain, FL 32438

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,296 sqft · built 2024
Lot Size0.616 acres (26,841 sqft)
OwnerIndividual Name on File
Last Sale$12,000 (Mar 2024)
Tax Bill$1,366 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02915-000-000

Property Details

APN / Parcel Number

Primary APN02915-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,296 sqft Heated Area
Gross Area1,512 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,841 sqft (0.616 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address16401 GRACE LN
CityFOUNTAIN
StateFL
Zip32438-4624
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeBC01
Legal DescriptionMCNEILS TRANQUILITY HAVEN LOT 4 BLK 2 218C
Legal Range12W
Legal Township01N
Legal Section35
Legal SubdivisionMCNEILS TRANQUILITY HAVEN
Legal Block2
Legal Lot Number4
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group1
Census Block1011
Census Tract302

Owner

16401 Grace Ln, a mobile home, is owned by an individual who bought it in March 2024.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6840 HIGHWAY 20, YOUNGSTOWN, FL 32466-1806
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2024 · Amount on File
Deed SaleMar 25, 2024 · Amount on File
Prior SaleSep 7, 2016
Deed Document Number2024016804
Deed Book / Page4785 / 1607
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 25, 2024
Property Address16401 GRACE LN, FOUNTAIN, FL 32438-4624
Document Number0047851607
Book / Page4785 / 1607
Map ReferenceMB 8 PG 31
Instrument DateMar 21, 2024
Instrument2024016804
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyFLORIDA LEGAL TITLE LLC, FLORIDA LEGAL TITLE

Transaction

AmountAmount on Record
Tax$84.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10323 RIESLING CT, CHARLOTTE, NC 28277-1594

Transferred To (Grantee/Buyer)

NameVerified Name
Address6840 HIGHWAY 20, YOUNGSTOWN, FL 32466-1806

Mortgage

Document Number0047851609
DateMar 25, 2024
Instrument4785/1609
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16401 Grace Ln was $1,366.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,366.00$110,460 Land $5,100 Building $105,360$110,460 Land $5,100 Building $105,360
2023$47.00 (+9.3%)$3,780 (-) Land $3,780$3,780 (-) Land $3,780
2022$43.00$3,780 Land $3,780$3,780 Land $3,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16401 Grace Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16401 Grace Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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