Saginaw County property record for 16400 Doyle Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,126 sqft · built 1950 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,000 (Jan 2024) |
| Tax Bill | $3,846 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-28-4025-000 |
| Primary APN | 22-12-2-28-4025-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,126 sqft Living Area |
| 1st Floor Area | 2,126 sqft |
| Basement Area | 1,158 sqft |
| Unfinished Basement | 1,478 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,002 sqft (0.551 acres) |
| Lot Dimensions | 250 ft deep x 96 ft wide |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 16400 DOYLE RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | E 96 FT OF W 515 FT OF S 250 FT OF SW 1/4 OF SE 1/4 -- 0.55 ACRE SEC 28 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16400 DOYLE RD, HEMLOCK, MI 48626-8436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Line of Credit LAKE HURON CU |
| Jan 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage LAKE HURON CU |
| Dec 14, 2020 | Loan Modification, Mortgage · Conventional Mortgage TEAM ONE CU |
| May 17, 2016 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TEAM ONE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Prior Sale | Jun 16, 2016 · Amount on Record |
| Deed Document Number | 20241686 |
| Prior Transfer Date | Jun 8, 2007 |
| Prior Transfer Doc | 0000019153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16400 DOYLE RD, HEMLOCK, MI 48626-8436 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16400 DOYLE RD, HEMLOCK, MI 48626-8436 |
| Document Number | 0000025325 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025025325 |
| Name | LAKE HURON CU |
|---|---|
| Type | Credit Union |
| Address | 1540 TITTABAWASSEE RD, SAGINAW, MI 48604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 26, 2024 |
| Property Address | 16400 DOYLE RD, HEMLOCK, MI 48626-8436 |
| Document Number | 0000001686 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024001686 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16400 DOYLE RD, HEMLOCK, MI 48626-8436 |
| Name | Verified Name |
|---|---|
| Address | 2850 KENNELY RD, SAGINAW, MI 48609-9642 |
| Document Number | 0000001687 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2024001687 |
| Name | LAKE HURON CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 67 Months |
| Due | Aug 1, 2029 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16400 DOYLE RD, HEMLOCK, MI 48626-8436 |
| Document Number | 0000002994 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16400 DOYLE RD HEMLOCK MI 486268436, HEMLOCK, MI 48626-8436 |
| Document Number | 0000002994 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2994 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 26, 2046 |
| Rate | 4% |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16400 DOYLE RD, HEMLOCK, MI 48626-8436 |
| Document Number | 0000002994 |
| Instrument Date | May 17, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16400 DOYLE RD HEMLOCK MI 486268436, HEMLOCK, MI 48626-8436 |
| Document Number | 0000002994 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2994 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 26, 2046 |
| Rate | 4% |
|---|
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,200 (-3.74%) | $180,400 (-3.74%) | |
| 2025 | $3,846.00 (+59.92%) Homeowner's exemption | $93,700 (+12.62%) | $187,400 (+12.62%) |
| 2023 | $83,200 | $166,400 | |
| 2022 | $2,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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