16400 Apache Ln, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 16400 Apache Ln, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,060 sqft · built 1973
Lot Size	0.413 acres (17,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Feb 1994)
Tax Bill	$7,100 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-01509301`

Property Details

APN / Parcel Number

Primary APN	`06-01509301`
Alternative APN	`01509301`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,060 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,368 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,978 sqft (0.413 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	544 sqft
Porch	Open Porch
Porch Area	210 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01509301
Street Address	16400 APACHE LN
City	GAITHERSBURG
State	MD
Zip	20878-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	QUINCE ORCHARD MANOR
Legal Subdivision	QUINCE ORCHARD MANOR
Legal Block	E
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	3
Census Block	3006
Census Tract	700604

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16400 APACHE LN, GAITHERSBURG, MD 20878-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit JAMES E CLARKE
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 1994 · Amount on Record
Deed Sale	Feb 3, 1994 · Amount on Record
Deed Book / Page	12288 / 485
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	16400 APACHE LN, GAITHERSBURG, MD 20878-2025
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0563940372
Date	Aug 1, 2018
Book Page	56394/372

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	16400 APACHE LN, GAITHERSBURG, MD 20878-2025
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0563940396
Date	Aug 1, 2018
Book Page	56394/396

Lender

Name	JAMES E CLARKE
Type	Private Party
Address	LEESBURG, VA 20175

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	16400 APACHE LN, GAITHERSBURG, MD 20878-2025
Document Number	0597190109
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16400 APACHE LN GAITHERSBURG MD 208782025, GAITHERSBURG, MD 20878-2025

Mortgage

Document Number	0597190109
Date	Jun 2, 2020
Book Page	059719/000109

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,333 (+8.36%)	$721,000 (-) Land $268,000 Building $453,000
2025	$7,100.00 (+20.52%)	$617,667 (+10.81%)	$721,000 (+27.39%) Land $268,000 Building $453,000
2023		$557,400	$566,000 Land $255,300 Building $310,700
2022	$5,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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