1640 Wilson Rd, Huron, TN 38345 Property Records

Henderson County property record for 1640 Wilson Rd, Huron, TN 38345

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,448 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Mar 2020)
Tax Bill	$687 (2025)
Deeds & Mortgages	May 2020 Transfer Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039079 02212`

Property Details

APN / Parcel Number

Primary APN	`039079 02212`
Alternative APN	`079 02212`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1640 WILSON RD
City	HURON
State	TN
Zip	38345-6979
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	HENDERSON TN
Township / Civil Division	2
Census Block Group	3
Census Block	3031
Census Tract	975200

Owner

Source: Henderson County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 WILSON RD, HURON, TN 38345-6979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 4, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LNDG SVCS
Aug 22, 2018	Quit Claim Deed, Transfer · Conventional with PMI PATRIOT EQUITY CU
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT EQUITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Jan 14, 2014 · Amount on Record
Deed Document Number	2020107398
Deed Book / Page	284 / 781
Last Transfer Date	May 8, 2020
Transfer Doc	0002850518
Record Updated	Jun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON TN
Recording Date	May 14, 2020
Property Address	1640 WILSON RD, HURON, TN 38345-6979
Document Number	0002850517
Book / Page	000285 / 000517
Instrument Date	May 8, 2020
Instrument	108133
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 WILSON RD HURON TN 383456979, HURON, TN 38345-6979

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TN
Recording Date	Mar 4, 2020
Property Address	1640 WILSON RD, HURON, TN 38345-6979
Document Number	0002840781
Book / Page	000284 / 000781
Instrument Date	Mar 2, 2020
Instrument	107398
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 WILSON RD HURON TN 383456979, HURON, TN 38345-6979

Mortgage

Document Number	6260675
Date	Mar 4, 2020
Book Page	000626/000675
Instrument	107399

Lender

Name	FIRST CHOICE LNDG SVCS
Address	KNOXVILLE, TN 37932

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON TN
Recording Date	Aug 22, 2018
Property Address	1640 WILSON RD, HURON, TN 38345-6979
Document Number	0002770634
Book / Page	000277 / 000634
Instrument Date	Aug 6, 2018
Instrument	100836
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 WILSON RD HURON TN 383456979, HURON, TN 38345-6979

Mortgage

Document Number	6110055
Date	Aug 22, 2018
Book Page	000611/000055
Instrument	100837

Lender

Name	PATRIOT EQUITY CU
Type	Credit Union
Address	JACKSON, TN

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 21, 2033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TN
Property Address	1640 WILSON RD, HURON, TN 38345-6979
Document Number	0006030578
Book / Page	000603 / 000578
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1640 WILSON RD HURON TN 383456979, HURON, TN 38345-6979

Mortgage

Document Number	0006030578
Date	Dec 7, 2017
Book Page	000603/000578
Instrument	97690

Lender

Name	PATRIOT EQUITY CU
Type	Credit Union
Address	JACKSON, TN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 6, 2032

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$687.00 (+8.36%)	$43,425 (-) Land $1,750 Building $41,675
2023		$43,425 Land $1,750 Building $41,675	$173,700 Land $7,000 Building $166,700
2022	$634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER SYSTEMS serves 26,322 people · EPA ID TN0000402
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LexNet Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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