Home Illinois Sangamon County Springfield W Laurel St
1640 W Laurel St, Springfield, IL 62704 Property Records
Sangamon County property record for 1640 W Laurel St, Springfield, IL 62704
Property Summary
Property Type Single Family Home Lot Size 0.46 acres (20,038 sqft) Owner 2 Individual Names on File Last Sale $600,000 (Feb 2026) Tax Bill $15,093 (2025) Deeds & Mortgages Jul 2026 Line of Credit May 2026 Line of Credit + 8 more Flood Zone Zone X (minimal risk)APN 22-05.0-176-002
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Property Details APN / Parcel Number
Primary APN 22-05.0-176-002 Alternative APN 22050176002 (CHECK DIGIT = 1)
Exterior
Lot Area 20,038 sqft (0.46 acres)
Location & Zoning Account Number 22050176002 Street Address 1640 W LAUREL ST City SPRINGFIELD State IL Zip 62704-3321 Property Category Residential Property Type Residential > Single Family > Home Legal Description E 100'.30'' W 268'.30'' N 200' NW PT W1/2 SE NW 5-15-5 Legal Range 05 Legal Township 15 Legal Section 05 Jurisdiction SANGAMON IL Township / Civil Division WOODSIDE Census Block Group 1 Census Block 1008 Census Tract 2100
Owner
1640 W Laurel St is owned by two individuals who bought it in February 2026.
Source: Sangamon County records, as of June 2, 2026
Owner of Record 2 Individual Names on File Mailing Address 1700 S BATES AVE, SPRINGFIELD, IL 62704-3352 Owner Type Individual Vesting Unmarried
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
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Deeds, Mortgages & Sale History
Date Document Jul 9, 2026 Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD May 14, 2026 Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD May 14, 2026 Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD Mar 6, 2009 Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDDLETOWN STATE BANK Jul 26, 2017 Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS Feb 23, 2026 Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD Sep 21, 2018 Warranty Deed, Transfer Sep 21, 2018 Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA Sep 21, 2018 Warranty Deed, Transfer Jan 31, 2017 Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Feb 23, 2026 · Amount on File Deed Sale Feb 23, 2026 · Amount on File Prior Sale Sep 21, 2018 · Amount on File Deed Document Number 20262934 Record Updated Sep 20, 2026
July 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction SANGAMON IL Recording Date Jul 9, 2026 Property Address 1640 W LAUREL ST, SPRINGFIELD, IL 62704-3321 Document Number 0000012412 Instrument Date Jul 8, 2026 Instrument 202612412 Transaction Type Mortgage Record Updated Jul 23, 2026 Title Company NONE LISTED ON DOCUMENT
Transferred To (Grantee/Buyer)
Name Verified Name Address 1640 W LAUREL ST, SPRINGFIELD, IL 62704-3321
Mortgage
Document Number 0000012412, Date Jul 9, 2026 Instrument 202612412
Lender
Agreement
Type Line of Credit Amount Amount on Record
Interest
May 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction SANGAMON IL Recording Date May 14, 2026 Property Address 1640 W LAUREL ST, SPRINGFIELD, IL 62704-3321 Document Number 0000008180 Instrument Date Apr 23, 2026 Instrument 20268180 Transaction Type Mortgage Record Updated Jul 12, 2026 Title Company NONE LISTED ON DOCUMENT
Transferred To (Grantee/Buyer)
Name Verified Name Address 1640 W LAUREL ST, SPRINGFIELD, IL 62704-3321
Mortgage
Document Number 0000008180, Date May 14, 2026 Instrument 20268180
Lender
Agreement
Type Line of Credit Amount Amount on Record
Interest
Rate Type Adjustable Rate Rate 6.38% Initial Type Adjustable Rate Adjustable Adjustable Rate Rider Max Rate -1%
May 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction SANGAMON IL Recording Date May 14, 2026 Property Address 1640 W LAUREL ST, SPRINGFIELD, IL 62704-3321 Document Number 0000008181 Instrument Date Apr 23, 2026 Instrument 20268181 Transaction Type Mortgage Record Updated Jul 12, 2026 Title Company NONE LISTED ON DOCUMENT
Transferred To (Grantee/Buyer)
Name Verified Name Address 1640 W LAUREL ST, SPRINGFIELD, IL 62704-3321
Mortgage
Document Number 0000008181, Date May 14, 2026 Instrument 20268181
Lender
Agreement
Type Line of Credit Amount Amount on Record
Interest
March 2009: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction SANGAMON IL Property Address 1640 W LAUREL ST, SPRINGFIELD, IL 62704-3321 Transaction Type Mortgage Record Updated Mar 11, 2026
Transferred To (Grantee/Buyer)
Mortgage
Document Number 2009R12152 Date Mar 6, 2009 Instrument 2009R12152
Lender
Name MIDDLETOWN STATE BANK Type Bank
Agreement
Type Stand-Alone First Mortgage Amount Amount on Record
Interest
Rate Type Fixed Rate Rate 5.5%
July 2017: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction SANGAMON IL Property Address 1640 W LAUREL ST, SPRINGFIELD, IL 62704-3321 Transaction Type Mortgage Record Updated Mar 11, 2026
Transferred To (Grantee/Buyer)
Mortgage
Document Number 2017R18918 Date Jul 26, 2017 Instrument 2017R18918
Lender
Name TOWN & COUNTRY BANC MTG SVCS Type Mortgage Company
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Feb 1, 2047
Interest
February 2026: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction SANGAMON IL Recording Date Feb 23, 2026 Property Address 1640 W LAUREL ST, SPRINGFIELD, IL 62704-3321 Document Number 2026R02934 Instrument Date Feb 10, 2026 Instrument 2026R02934 Transaction Type Transfer Record Updated Mar 11, 2026
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $900.00 Amount Accuracy Calculated from Transfer Tax Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 1640 W LAUREL ST, SPRINGFIELD, IL 62704-3321
Mortgage
Document Number 2026R02935 Date Feb 23, 2026 Instrument 2026R02935
Lender
Name BANK OF SPRINGFIELD Type Bank
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Mar 1, 2056
Interest
Rate Type Fixed Rate Rate 6.48%
September 2018: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction SANGAMON IL Recording Date Sep 21, 2018 Property Address 1640 W LAUREL ST, LELAND GROVE, IL 62704-3321 Document Number 2018R19825 Instrument Date Sep 11, 2018 Instrument 2018R19825 Transaction Type Transfer Record Updated Feb 6, 2021
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $675.00 Amount Accuracy Calculated from Transfer Tax Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Tenants by the Entirety Address 7105 CORPORATE DR, PLANO, TX 75024-4100
September 2018: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction SANGAMON IL Recording Date Sep 21, 2018 Property Address 1640 W LAUREL ST, LELAND GROVE, IL 62704-3321 Document Number 2018R19825 Instrument Date Sep 11, 2018 Instrument 2018R19825 Transaction Type Transfer Record Updated May 11, 2021
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $675.00 Amount Accuracy Calculated from Transfer Tax Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Tenants by the Entirety Address 7105 CORPORATE DR, PLANO, TX 75024-4100
Mortgage
Document Number 2018R19826 Date Sep 21, 2018 Instrument 2018R19826
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record
Interest
Rate Type Adjustable Rate Rate 3.88%
September 2018: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction SANGAMON IL Recording Date Sep 21, 2018 Property Address 1640 W LAUREL ST, LELAND GROVE, IL 62704-3321 Document Number 2018R19825 Instrument Date Sep 11, 2018 Instrument 2018R19825 Transaction Type Transfer Record Updated Feb 7, 2021
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $675.00 Amount Accuracy Calculated from Transfer Tax Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Tenants by the Entirety Address 7105 CORPORATE DR, PLANO, TX 75024-4100
January 2017: Warranty Deed, Transfer Document Type Warranty Deed Jurisdiction SANGAMON IL Recording Date Jan 31, 2017 Property Address 1640 W LAUREL ST, LELAND GROVE, IL 62704-3321 Document Number 2017R02476 Instrument Date Jan 31, 2017 Instrument 2017R02476 Transaction Type Transfer Record Updated May 11, 2021
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $690.00 Amount Accuracy Calculated from Transfer Tax Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 3601 WABASH AVE, SPRINGFIELD, IL 62711-7436
Mortgage
Document Number 2017R02477 Date Jan 31, 2017 Instrument 2017R02477
Lender
Name TOWN & COUNTRY BANC MTG SVCS
Agreement
Type Conventional Mortgage Amount Amount on Record
Interest
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Tax Assessment & Valuation
The 2025 property tax bill for 1640 W Laurel St was $15,093, up 2.8% from the year before.
Source: Sangamon County assessment roll, as of June 2, 2026
Property Jurisdictions
Type Name State Illinois County Sangamon County County Subdivision Woodside Township Municipality Leland Grove City Unified School District Springfield School District 186 (PK - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2025 $15,093.00 (+2.81%) $174,415 (+7.5%) Land $27,343 Building $147,072 $523,245 (+7.5%) Land $82,029 Building $441,216 2024 $14,681.00 $162,246 Land $25,435 Building $136,811 $486,738 Land $76,305 Building $410,433 2022 $13,741.00 $142,167 Land $22,287 Building $119,880 $426,501 Land $66,861 Building $359,640
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 1640 W Laurel St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Nearby Flood Policies 3 in force Nearby Flood Claims 15 (1981–2019) Claims Outside the SFHA 2 of 15 Most Recent Claim Jun 2019 · river or lake flooding Claims by Event Severe Storms And Flooding, May 1996 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1640 W Laurel St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Lowlower than 98% of the US · lower than 86% of Illinois Wildfire Likelihood Under 0.01% annual chance Exposure Nonebeyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System SPRINGFIELDserves 117,444 people · EPA ID IL1671200 Water Source Surface water Last State Inspection Sep 2024 Lead Under 1 ppb (2026–2028)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting 3last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) AT&TFiber · DSL · Fixed Wireless in parts of the area 5,000 / 5,000 XfinityCable 1,200 / 35 Rise BroadbandFixed Wireless 500 / 100 T-MobileFixed Wireless 100 / 20
May also be available: i3 Broadband.
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