1640 W Kavanagh Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 1640 W Kavanagh Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,781 sqft · built 1989
Lot Size	0.134 acres (5,820 sqft)
Owner	2 Company Names on Record
Last Sale	$640,000 (Sep 2021)
Tax Bill	$7,981 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`214-060-270-000`

Property Details

APN / Parcel Number

Primary APN	`214-060-270-000`
Alternative APN	`214-060-27`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,781 sqft Living Area
1st Floor Area	1,781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	5,820 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	214-060-27
Street Address	1640 W KAVANAGH AVE
City	TRACY
State	CA
Zip	95376-0709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDC
Legal Description	REDRAW 891019 FR ORIG APN 211770276
Legal Subdivision	BLOSSOM VALLEY
Legal Tract	2145
Legal Block	3
Legal Lot Number	27
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3001
Census Tract	5312

Owner

Source: San Joaquin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1640 W KAVANAGH AVE, TRACY, CA 95376-0709
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 14, 2021	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 18, 2018	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	2021154183
Prior Transfer Date	Oct 22, 2003
Prior Transfer Doc	0000251098
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 24, 2026
Property Address	1640 W KAVANAGH AVE, TRACY, CA 95376-0709
Document Number	0000057212
Instrument Date	Jun 19, 2026
Instrument	202657212
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1640 W KAVANAGH AVE, TRACY, CA 95376-0709

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 14, 2021
Property Address	1640 W KAVANAGH AVE, TRACY, CA 95376-0709
Document Number	0000154183
Map Reference	VOL 29 PG 17
Instrument Date	Sep 9, 2021
Instrument	2021-154183
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1640 W KAVANAGH AVE, TRACY, CA 95376-0709

Mortgage

Document Number	0000154184
Date	Sep 14, 2021
Instrument	2021-154184

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1640 W KAVANAGH AVE, TRACY, CA 95376-0709
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 W KAVANAGH AVE, TRACY, CA 95376-0709

Mortgage

Document Number	0000066515
Date	Apr 15, 2021
Instrument	2021-066515

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1640 W KAVANAGH AVE, TRACY, CA 95376-0709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068031
Date	Jun 10, 2020
Instrument	2020-068031

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 18, 2018
Property Address	1640 W KAVANAGH AVE, TRACY, CA 95376-0709
Document Number	0000005839
Instrument Date	Jan 10, 2018
Instrument	5839
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1640 W KAVANAGH AVE TRACY CA 953760709, TRACY, CA 95376-0709

Mortgage

Document Number	5840
Date	Jan 18, 2018
Instrument	5840

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,981.00 (+10.17%)	$679,172 (+4.04%) Land $201,629 Building $477,543
2023	$7,244.00 (+2.09%)	$652,800 Land $193,800 Building $459,000	$634,680
2022	$7,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband.

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