1640 Unity Loop, Cumming, GA 30040 Property Records

Forsyth County property record for 1640 Unity Loop, Cumming, GA 30040 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2005
Square Footage	3,977 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Garage	483 sqft
Last Sale	$277,100 (2015)
Tax Bill	$6,590.00 (2025)

Owner

Source: Forsyth County records · APN 130-000-435

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Owner is a Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2015 · Amount on Record
Deed Sale	Apr 07, 2015 · Amount on Record
Prior Sale	Jul 05, 2006 · Amount on Record
Deed Doc Number	20156002
Deed Book / Page	7418 / 1
Record Refreshed	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Jul 23, 2026
Property Address	1640 UNITY LOOP, CUMMING, GA 30040-1596
Document Number	1191000630
Book / Page	11916 / 630
Instrument Date	Jul 17, 2026
Transaction Type	Transfer
Record Updated	Aug 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 UNITY LOOP, CUMMING, GA 30040-1596

Mortgage

Document Number	1191000633,
Date	Jul 23, 2026
Book Page	11916/633

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,590.00 (+10.48%)	$268,748 (+10.89%) Land $66,000 Building $202,748	$671,870 (+10.89%) Land $165,000 Building $506,870
2023	$5,965.00 (+7.81%)	$242,352 (+54.84%) Land $62,000 Building $180,352	$605,880 (+54.84%) Land $155,000 Building $450,880
2022	$5,533.00	$156,516 Land $34,000 Building $122,516	$391,290 Land $85,000 Building $306,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 12% of Georgia
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`130-000-435`
Alternative APNs	`000000042878` `0000146789` `130 435`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	3,977 sqft Living Area
Stories	3 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Other Exterior
Construction Type	Wood Construction
Roof Material	Asphalt Roof
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Garage Area	483 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	200 sqft Patio
Porch	Open Porch
Porch Area	14 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	0000146789
Street Address	1640 UNITY LOOP
City	CUMMING
State	GA
Zip	30040-1596
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2-1 229 LT 175 UNITY PH2B LIBERTY
Legal Subdivision	UNITY AT LIBERTY
Legal Phase	2B
Legal Block	3
Legal Lot Number	175
Jurisdiction	FORSYTH GA
Minor Civil Division	CUMMING
Census Blockgroup	3
Census Block	3012
Census Tract	130406