1640 Swansboro Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 1640 Swansboro Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,671 sqft · built 1997
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Jul 2018)
Tax Bill	$4,809 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085-040-041-000`

Property Details

APN / Parcel Number

Primary APN	`085-040-041-000`
Alternative APNs	`08504041100` `0850404110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,671 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	126,324 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,671 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	1640 SWANSBORO RD
City	PLACERVILLE
State	CA
Zip	95667-7976
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	SEC 9 11 11
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3048
Census Tract	30603

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1640 SWANSBORO RD, PLACERVILLE, CA 95667-7976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Deed Document Number	201827201
Prior Transfer Date	Feb 11, 2015
Prior Transfer Doc	0000008608
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 16, 2018
Property Address	1640 SWANSBORO RD, PLACERVILLE, CA 95667-7976
Document Number	0000027201
Instrument Date	Jul 11, 2018
Instrument	2018-0027201
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	INTER COUNTY TITLE CO OF EL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1640 SWANSBORO RD, PLACERVILLE, CA 95667-7976

Mortgage

Document Number	0000027202
Date	Jul 16, 2018
Instrument	2018-0027202

Lender

Name	VITEK REAL ESTATE INDUSTRIES GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$442,611 (+2%) Land $101,264 Building $341,347
2025	$4,809.00 (+3.2%)	$433,933 (+4.04%) Land $99,279 Building $334,654
2023	$4,660.00 (+1.37%)	$417,085 Land $95,425 Building $321,660
2022	$4,597.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.6% of the US · above 91% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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