1640 Summertime Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1640 Summertime Dr, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 893 sqft · built 1974
Lot Size	4.82 acres (210,028 sqft)
Owner	2 Individual Names on File
Last Sale	$354,000 (Sep 2021)
Tax Bill	$4,507 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`387-090-33-24`

Property Details

APN / Parcel Number

Primary APN	`387-090-33-24`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	893 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	210,028 sqft

Location & Zoning

Street Address	1640 SUMMERTIME DR
City	EL CAJON
State	CA
Zip	92021-1066
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	PAR 3 US25C PER DOC74-057539&UND INT IN TR PM01140
Legal Subdivision	PEPPER DRIVE ESTATES
Legal Tract	1140
Legal Block	1
Legal Lot Number	63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	16503

Owner

1640 Summertime Dr, a condominium, is owned and occupied by two individuals who bought it in September 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1640 SUMMERTIME DR, EL CAJON, CA 92021-1066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage WALLICK & VOLK INC
Sep 1, 2021	Grant Deed, Transfer · FHA Mortgage WALLICK & VOLK INC
Jun 19, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 30, 2017	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	2021621459
Prior Transfer Date	Aug 18, 2015
Prior Transfer Doc	0000477365
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1640 SUMMERTIME DR, EL CAJON, CA 92021-1066
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 SUMMERTIME DR, EL CAJON, CA 92021-1066

Mortgage

Document Number	0000621462
Date	Sep 1, 2021
Instrument	2021-0621462

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2021
Property Address	1640 SUMMERTIME DR, EL CAJON, CA 92021-1066
Document Number	0000621459
Map Reference	DOC 74-57539
Instrument Date	Aug 10, 2021
Instrument	2021-0621459
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1640 SUMMERTIME DR, EL CAJON, CA 92021-1066

Mortgage

Document Number	0000621460
Date	Sep 1, 2021
Instrument	2021-0621460

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000621461
Date	Sep 1, 2021
Instrument	2021-0621461

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2018
Property Address	1640 SUMMERTIME DR, EL CAJON, CA 92021-1066
Document Number	0000249349
Map Reference	MAP 7411
Instrument Date	Jun 7, 2018
Instrument	2018-0249349
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E BRADLEY AVE APT 123, 123, EL CAJON, CA 92021-3028

Mortgage

Document Number	0000249350
Date	Jun 19, 2018
Instrument	2018-0249350

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2017
Property Address	1640 SUMMERTIME DR, EL CAJON, CA 92021-1066
Document Number	0000241337
Map Reference	PM1140
Instrument Date	May 15, 2017
Instrument	2017-0241337
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 SUMMERTIME DR, EL CAJON, CA 92021-1066

Mortgage

Document Number	0000241338
Date	May 30, 2017
Instrument	2017-0241338

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1640 Summertime Dr was $4,507.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$383,177 (+2%) Land $90,750 Building $292,427
2025	$4,507.00	$375,665 Land $88,971 Building $286,694
2023	$4,319.00 (+0.75%)	$361,079 Land $85,517 Building $275,562
2022	$4,287.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1640 Summertime Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1640 Summertime Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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