1640 Stream Valley Overlook, Severn, MD 21144 Property Records

Anne Arundel County property record for 1640 Stream Valley Overlook, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 7,401 sqft · built 2014
Lot Size	0.279 acres (12,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$586,445 (Nov 2022)
Tax Bill	$9,906 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-494-90237595`

Property Details

APN / Parcel Number

Primary APN	`04-494-90237595`
Alternative APNs	`4-494-90237595` `49490237595`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,401 sqft Living Area
Gross Area	7,821 sqft
1st Floor Area	2,531 sqft
Basement Area	2,141 sqft
Finished Basement	2,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,166 sqft (0.279 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	49490237595
Street Address	1640 STREAM VALLEY OVERLOOK
City	SEVERN
State	MD
Zip	21144-1175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 3 MIKLASZ PROPERTY
Legal Subdivision	MIKLASZ PROPERTY
Legal Block	1
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1017
Census Tract	740104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 17, 2022	Intrafamily Transfer, Transfer
Nov 17, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Mar 23, 2015 · Amount on Record
Deed Book / Page	39280 / 143
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1640 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1175
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378890472
Date	Nov 9, 2021
Book Page	37889/472

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 17, 2022
Property Address	1640 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1175
Document Number	0392800143
Book / Page	39280 / 143
Map Reference	MB 320 FO 42 PL16568
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1640 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1175

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 17, 2022
Property Address	1640 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1175
Document Number	0392800137
Book / Page	39280 / 137
Map Reference	MB 320 FO 42 PL 1656
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1175

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$939,900 (-4.43%) Land $193,300 Building $746,600	$939,900 (-4.43%) Land $193,300 Building $746,600
2025	$9,906.00 (+2.09%) Homeowner's exemption	$983,500 (+14.32%) Land $178,300 Building $805,200	$983,500 (-) Land $178,300 Building $805,200
2024	$9,703.00 (+8.45%)
2023	$8,947.00 Homeowner's exemption	$860,300	$983,500 Land $178,300 Building $805,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2008–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Xfinity.

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