1640 Steeplechase Pl, Vista, CA 92083 Property Records

San Diego County property record for 1640 Steeplechase Pl, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,601 sqft · built 2006
Lot Size	0.258 acres (11,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Nov 2022)
Tax Bill	$10,239 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-470-47-00`

Property Details

APN / Parcel Number

Primary APN	`162-470-47-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,601 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	11,235 sqft (0.258 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1640 STEEPLECHASE PL
City	VISTA
State	CA
Zip	92083-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 05 TR 015044
Legal Subdivision	VISTA #02-069
Legal Tract	015044
Legal Block	1
Legal Lot Number	05
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19405

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 STEEPLECHASE PL, VISTA, CA 92083-2300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 14, 2022	Grant Deed, Transfer · VA Mortgage BNC NATIONAL BANK
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 9, 2020	Grant Deed, Transfer EQUITY TITLE-SAN DIEGO
Oct 9, 2020	Affidavit of Death, Transfer EQUITY TITLE-SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	2022435914
Transfer Doc	0000611257
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2026
Property Address	1640 STEEPLECHASE PL, VISTA, CA 92083-2300
Document Number	0000132896
Instrument Date	May 2, 2026
Instrument	2026132896
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1640 STEEPLECHASE PL, VISTA, CA 92083-2300

Mortgage

Document Number	0000132896,
Date	May 8, 2026
Instrument	2026132896

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2022
Property Address	1640 STEEPLECHASE PL, VISTA, CA 92083-2300
Document Number	0000435914
Map Reference	MAP 15044
Instrument Date	Oct 17, 2022
Instrument	2022-0435914
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	331 COMSTOCK AVE, SAN MARCOS, CA 92069-5818

Mortgage

Document Number	0000435915
Date	Nov 14, 2022
Instrument	2022-0435915

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1640 STEEPLECHASE PL, VISTA, CA 92083-2300
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 STEEPLECHASE PL, VISTA, CA 92083-2300

Mortgage

Document Number	0000542941
Date	Jul 30, 2021
Instrument	2021-0542941

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2020
Property Address	1640 STEEPLECHASE PL, VISTA, CA 92083-2300
Document Number	0000611258
Instrument Date	Sep 15, 2020
Instrument	611258
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	EQUITY TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$826.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 STEEPLECHASE PL VISTA CA 920832300, VISTA, CA 92083-2300

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2020
Property Address	1640 STEEPLECHASE PL, VISTA, CA 92083-2300
Document Number	0000611257
Instrument Date	Sep 9, 2020
Instrument	611257
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	EQUITY TITLE-SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 MAIN ST VISTA CA 920835831, VISTA, CA 92083-5831

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,034,674 (+2%) Land $513,924 Building $520,750
2025	$10,239.00 (+5.36%) Veteran's exemption	$1,014,388 (+4.04%) Land $503,848 Building $510,540
2024	$9,718.00 (+1.65%)
2023	$9,560.00 (+4.06%)	$975,000 Land $484,284 Building $490,716
2022	$9,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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