1640 Sarno Rd, Melbourne, FL 32935 Property Records

Brevard County property record for 1640 Sarno Rd, Melbourne, FL 32935

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,696 sqft · built 2020
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$456,500 (Dec 2025)
Tax Bill$10,082 (2025)
Deeds & MortgagesDec 2025 Sale
Mar 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN27-37-20-00-256

Property Details

APN / Parcel Number

Primary APN27-37-20-00-256
Alternative APNs
  • 27-37-20-00-00256.0-0000.00
  • 2722729

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories3 Stories
Building Area3,696 sqft Living Area
Gross Area3,996 sqft
1st Floor Area1,608 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions140 ft deep x 83.7 ft wide
View / LotRoad
Garage TypeAttached
Garage Area300 sqft
Patio Area945 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number2722729
Street Address1640 SARNO RD
CityMELBOURNE
StateFL
Zip32935-4902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionPART OF NW 1/4 AS DES IN ORB 323 PG 24
Legal Range37E
Legal Township27S
Legal Section20
Legal SubdivisionACREAGE
Legal Block256
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3008
Census Tract64302

Owner

Source: Brevard County assessment roll, APN 27-37-20-00-256, as of August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1640 SARNO RD, MELBOURNE, FL 32935-4902
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 18, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 01, 2019Deed of Trust, Mortgage
LYNDA BENJAMIN
Dec 03, 2018Quit Claim Deed, Transfer
Quitclaim
Apr 19, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2025 · Amount on Record
Deed SaleDec 10, 2025 · Amount on Record
Prior SaleMar 18, 2020 · Amount on Record
Deed Document Number2025247085
Deed Book / Page10500 / 560
Prior Transfer DateNov 27, 2018
Prior Transfer Doc0083192127
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 10, 2025
Property Address1640 SARNO RD, MELBOURNE, FL 32935-4902
Document Number0105000560
Book / Page10500 / 560
Instrument DateOct 06, 2025
Instrument2025247085
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,195.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address220 ELLWOOD AVE, SATELLITE BEACH, FL 32937-3131

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 SARNO RD, MELBOURNE, FL 32935-4902

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 18, 2020
Property Address1640 SARNO RD, MELBOURNE, FL 32935-4902
Document Number0086941101
Book / Page8694 / 1101
Instrument DateMar 17, 2020
Instrument2020063868
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyWATERVIEW TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,759.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7904 S HIGHWAY A1A, 7904, MELBOURNE, FL 32951-3911

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 SAMO ROAD, MELBOURNE, FL 32935

Mortgage

Document Number86941103
DateMar 18, 2020
Instrument8694/1103
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1640 SARNO RD, MELBOURNE, FL 32935-4902
Document Number0083660754
Instrument DateFeb 01, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address7904 S HIGHWAY A1A MELBOURNE BEACH FL 329513911, MELBOURNE BEACH, FL 32951-3911

Mortgage

Document Number0083660754
DateFeb 12, 2019
Book Page008366/000754
Instrument28718
Lender
NameLYNDA BENJAMIN
Address130 LANDS END WAY, JUPITER, FL 33458-4375
Agreement
AmountAmount Recorded
Interest
Rate18%

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateDec 03, 2018
Property Address1640 SARNO RD, MELBOURNE, FL 32935-4902
Document Number0083192127
Book / Page008319 / 002127
Instrument DateNov 27, 2018
Instrument266311
Transaction TypeTransfer
Record UpdatedDec 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7904 S HIGHWAY A1A MELBOURNE BEACH FL 329513911, MELBOURNE BEACH, FL 32951-3911

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 19, 2018
Property Address1640 SARNO RD, MELBOURNE, FL 32935-4902
Document Number0081422275
Book / Page008142 / 002275
Instrument DateApr 13, 2018
Instrument86710
Transaction TypeTransfer
Record UpdatedMay 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$336.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1640 SARNO RD MELBOURNE FL 329354902, MELBOURNE, FL 32935-4902

Tax Assessment & Valuation

Source: Brevard County assessment roll as of August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$551,810 (-2.43%)$551,810 (-2.43%)
2025$10,082.00 (+9.58%)$565,540 (+2.47%)$565,540 (+2.47%)
2024$9,201.00 (+4.76%)
2023$8,783.00 (+15.11%)$551,890 (+16.03%) Land $56,000 Building $495,890$551,890 (+16.03%) Land $56,000 Building $495,890
2022$7,630.00$475,660 Land $70,000 Building $405,660$475,660 Land $70,000 Building $405,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090643023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims9 (1994–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irene, Oct 1999 · 2 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 598 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3051447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Sarno Rd

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